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Risk Management Learning Center

Summary of Accomplishments 2001 to 2006

This is a brief summary of mission statements and progress made over our first five years. Many of the handouts posted after our workshops can still be downloaded either from our summaries or from our R&D library. Other can be accessed through your league director of education or CMG representative.  Rich Woldt      
Thank you... CUNA Mutual, CUNA Inc., Southwest CUNA Management School, WOCCU, ABCUL JCUL, US credit union leagues, chapters and credit unions for you on-going support and encouragement.

Thank you... US military, law enforcement - fire fighters - emergency governments - and Homeland Security' professionals for your on-going mentoring, training and support.

Thank you... ASIS International, InfraGard, the Association of Certified Examiners, University of Wisconsin, and the many other colleges and universities who've contributed so much to our R&D department and mentored us through operations "Pumpkin Patch" and "Concealed Carry.

Thank you... community leaders, business associations, and faith-based groups for your on-going mentoring and assistance during design & deployment of  and And thank you to all those who completed our best practices surveys and registered as recruits for our 2007 international "Critical Incident Response Team (CIRT) program.

Life at The Risk Management Learning Center has been good and will be getting even better in 2007! 

Our motto in 07 will continue to be...

United We Stand -

Divided We Fall!

If you thought we've accomplished much in our first five years, keep tune in 2007!

Rich Woldt - CEO    Risk Management Learning Center

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Thank you credit unions for completing our 2006 RM surveys and for submitting so many great Katrina "best practices." We amassed enough data to create a US "credit union' readiness" index.

Thank you Texas, California, and Washington credit unions for topping the list of those best prepared for the next terrorist attack, natural disaster, or pandemic. Refer to our deep-throat reports for the worst prepared leagues in the US.

During 2007, Watch for updated CIRT' tutorials and Incident Command and Control updates. We'll also be expanding our global RM mentors, and forming an on-site team of RM coaches, mission ready to respond during the next large scale crisis. 


As part of our 2006 Business Continuity plan I've  organized a twelve person  RMLC Advisory Board representing all levels of the International Credit Union Movement. They regularly receive management reports and will be empowered to manage the RMLC if I'm killed or unable to perform at a level acceptable to the audience.  Click here to access my 2006 board reports...  Rich Woldt

Below you'll find a chronological summary of 2006 with links to handouts, white papers, power point presentations, and our R&D library. Many RMLC copy written materials have been moved to our pass word protected files.  Contact your league education director for passwords to materials distributed prior to 12-31-06.  


Our Community Outreach Center at can help you build more effective crises response partnerships!

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Consider our $595 on-site RM services and chapter meeting programs!

Updated 2007 RM Workshops and Presentations...



Southwest CUNA Management School Students!

1st, 2nd, & 3rd Year: Click here for your assignments
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Attention International Credit Union Risk Managers

Credit Union Movement Surveys

"RM Principles & Practices" 

Complete the survey for the each of the regions in which your credit union has an office!   Rich Woldt
Asia & the Pacific
Eastern Europe
Steve Finnigan leads the RM charge in the UK...
Great Britain
Puerto Rico
South America
United States
Other - International

Credit Union Movement Surveys

"RM Methods and Skills" 

Asia & the Pacific
Eastern Europe
Great Britain
Puerto Rico
South America
United States
Other - International

Door County Veteran's Survey


January 1, 2007: Below are RMLC' highlights from 2006. If you attended any of our RM presentations, workshops, conferences, or took one of our cruises, the links to your handouts, workbooks, and surveys are still hot and will remain active until January 31, 2006.

After February 1, you'll have to contact your CU League Director of Education to download these files. FYI, you'll always have access to our R&D library and white papers but access to our deep-throat files will be password protected and limited to law enforcement, InfraGard members, and "authorized" Directors of Education serving the credit union movement.

I'll turn 62 on April 21 and plan to cut back on the number of days I spend each year on the road. I'm going on a sabbatical for most if not all of 2007 so that I might take part in retreats and course work offered by the Departments of Emergency Government and Homeland Security. This does not mean that I'll not be available but only that I've changed my priorities as to how I'll plan and schedule road trips.

I've formed an "RMLC Advisory Board" made up of CU Presidents and Regulators from around the world so as to keep our RM Learning Center focused on the risks that threaten and regulations that challenge the credit union movement.

My strategic plan is to focus on security integration and the convergence of RM response protocols now required in the public and private sectors. Across the board, RM professionals in every industry have been recommending the formation of public-to-private partnerships for fighting the war against terrorists, respond to natural disasters, or prepare communities for the next pandemic. There is an urgent need for credit unions to integrate their generation of security systems with the latest systems being used by law enforcement, fire fighters, emergency governments and others in the public sector. The operative RM strategy for 2007 is "convergence." Credit unions should use their chapter networks to converge credit union response protocols focuses on stabilizing the economy with those of the public sector focused on preserving safety and providing protection for victims in harms way. At a minimum, credit unions should be forming "Critical Incident Response Teams and conducting "Unified-Incident Command and Control" training at the chapter and regional levels. 

In my aging opinion, it's time credit union employees demand more from their RM instructors. It's time they demand a focus on their safety and security rather than on the credit union's need to improve "the bottom line." It's time credit union members demand more from their credit union and chapter than to be entertained.

My sabbatical in 2007 will be dedicated to getting back to the grass roots and those who still have the "people-helping-people" philosophy that made the credit union movement what it was meant to be today. In my not-so-humble opinion, it's time we get back to the movement that was built not only for profit, not only for charity, but for servicing the common man and his/her community.

I've said it time and time again. "Credit unions are positioned better than any other organization, anywhere in the world, anytime in history to act in the best interest of their members." Can you think of a time in our history when it was more important than now to come together for the best interest, the security, the safety and the economic well being our your neighbors? Neither can I. 

As we close out 2006, terrorists are planning to strike targets that will disrupt the economy, natural disasters are threatening to return before victims have a chance to recover, and rumors are rampant about predictions of another pandemic within the next few years. While my objective might be to slow down, my motive is to become more focused. Again in my opinion, we don't have to reinvent the RM wheel, but rather we need to simplify the wagon, point it in the right direction, learn how to pull together, and have the courage to act.

Managing risks has less to do with how fast someone else can act on our behalf than it's how affectively we can act on behalf of others. It's more "Ask not what your community can do for you!" Than it's; "Ask what you can do for your community."

So that's it!  In 2007 we'll slow your pace to improve your performance, simplify your protocols to reduce your confusion, and reconnect with the grass roots to revise our sense of purpose, refresh our confidence, and renew our courage. For it is with purpose that we reach our goals, it's with confidence that we stand-up to those who challenge our principles, and it's with courage that we defend the rights of those living in a free society. While I might be out of sight, you'll not be out of my thoughts and prayers. 

Call if I can be of help!    Rich Woldt

CEO - The Risk Management Learning Center 2007


Below are the highlights and handouts from 2006... Use them as you see fit!  Rich
December 31:  It was a great year for our RM learning center. We've had the privilege to work with and for WOCCU, CUNA Management Schools, CUNA Mutual Group, most of the US credit union leagues, ABCUL, the Jamaica CU League, InfraGard, US Departments of Emergency Government, Department of Homeland Security, Credit unions and their chapter' leaders, the Wisconsin and National Chief's of Police Associations, US veterans, many faith-based communities throughout the US of America, and many more. I thank you all for your on-going support and encouragement.    


December 27, 2006:  For me it was the best Christmas ever. Santa arrived safe, I received over 250 Christmas' messages from credit unions around the world, and I'll never be able to count all my blessings from 2006. Thanks to you all, we're now serving veterans across the US via our and faith-based communities around the world via (Note: both sites will be back under construction until the end of January). My Christmas message this year is short and sweet.

Thank You and God Bless You All!

FYI, in 2007 we're going to launch an RM strategy called "convergence." Those of you who attended my RM sessions at CUNA Management School or recently in Europe understand why converging RM protocols in the public and private sectors is so important to our national security let alone our survival during the next natural disaster or terrorist attack.

I have restructured our parent company (Risk Management 007 LLC) to include creating an advisory board to represent past and current CU League Presidents and CU Officials at the local, state, and national levels. The advisory board also has representatives from regulatory agencies at the national and international levels. There are members on our advisory board from the insurance industry, law enforcement, emergency governments and homeland security, as well as from industries considered critical to our national security (i.e. transportation, utilities, communication, medical, etc.).

Our goal in '07 will be to teach everyone how to create their own "Critical Incident Response Team (CIRT) and be mission ready to respond to the next natural disaster, terrorist attack, or pandemic. For example, I just returned from the UK where we formed a CIRT for the credit unions in Great Britain and Ireland. Click here for a rough draft of a tutorial I'm building based on that trip. This tutorial is part of an RM Graduate School I'll be launching on my birthday in April 2007.

In 2006 I failed to ride my Harley enough, go fishing enough, or put more than 50 miles on my motor home. As I get ready for Social Security at 62, I'm going to focus less on making money and more on delivering RM information via RM presentations, Key-note speeches to business associations, and doing what I call RM "fire-side" chats at the chapter or regional levels. My goal is to do one international road trip and one chapter level presentation per quarter. 


December 9 - 16, 2006:  We're conducting RM discussions with credit union leaders throughout the UK (Scotland, England, Wales, and Ireland). We're rolling out our 2007 RM strategies, updating the movement on our current RM methods and protocols, and training chapter leaders in ways to deploy our Credit Union Incident Command and Control System; tested during hurricane seasons in the Caribbean and Gulf 2005 and 2006.  Note to credit unions in the UK... I've added UK research links for robbery, burglary, embezzlement, scams, and pandemic risks in our  RM R&D Dept. .   

December 1, 2006:   We'll start the month with a series of RM community outreach programs featuring RMLC faculty members Tony Conti, Shawn Smith, David Koenig, and myself. These discussions will focus on a law enforcement', fire fighter', and E.M.T. perspective on the 9-11-01 terrorist attack of the New York World Trade Center.  Refer to faculty biographies (click here) for details and related presentations. Shawn is owner/CEO of Midwest Patrol and Investigative (MPI), Dave is owner/CEO of Capital Lock and Security, and Toni is a retired detective of the NYPD Emergency Services Unit. Toni was a high rise rescue technician arriving at ground zero as a First Responder in a Huey 412 rescue helicopter. He share a perspective on this single most successful documented rescue effort in US history. If you've not met Toni, I encourage you to attend one of his RM sessions.

November 15, 2006:  November focused on R&D projects in the international credit union movement. While natural disasters, terrorist' attacks, and Nigerian scams threatened WOCCU members in '06, pandemics, bogus terrorist threats, regional' natural disasters will consume much of our R&D budget in 2007. No matter which industry we studied, the single most important RM directive from industry regulators and most frequent recommendation made by RM professionals was to "create public-to-private partnerships at every level of the credit union movement." 

Research indicates, while credit union' RM efforts will continue to ensure the foundation on the local economy, credit union chapters and leagues will be called on in '07 to manage the liquidity needs of a displaced population and the lending and investing needs of a region during periods of reconstruction.

We're testing alternative RM strategies in Europe that more quickly identify, more accurately measure, and more effectively control the risks that spun out of control during Katrina.   

November 1, 2006: I've posted our mission statement for 2007. Click here for a short comment on our goals, strategies, and objectives during 2007.

October 30, 2006: RM surveys indicate most credit unions feel they've adequately controlled their burglary, robbery, external fraud and scam risks. Most consider terrorist, natural disaster, and pandemic risks those that happen to someone else or risks that will be managed by government agencies and professional first responders. Unfortunately, it is precisely these risks that can cripple the economic infrastructure so important to sustaining a credit union's field of membership. Credit unions that fail to establish branch banking agreements or include these risks in their contingency plans are betting their existence on "it will never happen to us!" At a minimum, their Credit Union Risk Manager should study the many publications on credit union best practices after Katrina.    

October 7, 2006...  We launched Operation Concealed Carry through our Community Outreach site and  veteran support site at . Our goals included conducting community risk and vulnerability assessments while testing the emergency response protocols we wrote for veterans. Operation Concealed Carry focused on training veterans how to secure the scene of a large scale incident, how to detect, delay, and defend against a terrorist attack, and how to extricate terrorist targets from harms way. Veterans were also taught how to support an order to house-in-place or mass-evacuate a village or township. War games conducted included an out of control toxic waste vehicle crashing the crowed at the bottom of the Sister Bay hill, an anthrax drop from the helicopters dropping ping-pong balls, and responding to a report that an executive had landed in Green Bay from Asia, was in Sister Bay, and was suspected of having been exposed to a pandemic. Table top tests were conducted based on a bomb threat called into 9-1-1 and a out-of-control student was planning suicide by cop.  Refer to deep-throat incident reports and white papers to be posted in our R&D library for more information. 

October 1, 2006...  We launched Operation Bucket Brigade through our  site during Pumpkin Patch 2006, forming a partnership between the Egg Harbor Business Association and US veterans. Using a unified incident command and control system, we field tested standard internal, audit, collection, and fraud controls used by credit union field collectors and established appropriate burglary, robbery, and surveillance safeguards throughout the village and township. Refer to deep-throat incident reports and RM white papers to be posted in our R&D library. 

September 14, 2006...  The Risk Management Learning Center has launched and to prepare communities for the next terrorist attack, natural disaster, or pandemic...

August 11, 2006... Credit unions respond to foiled terrorist attack in Great Britain...

August 5, 2006... Credit union' Directors of Education focus on football season and executive protection protocols....

August 1, 2006... Its been a wild summer for credit union Risk Manageres...

July 31, 2006... Attention Credit Union Risk Managers! Download your RM highlights and handouts from the 2006 WOCCU Conference in Dublin, Ireland...

July 21, 2006... Attention Southwest CUNA Management School Students! Don't forget to download and distribute your handouts to those fighting the wildfires in the south and southwest US.

July 17, 2006  Door County Veterans respond to Ellison Bay gas explosions...

June 29, 2006  Our Risk Management Learning Center turns five today...  Thank you credit unions!    Rich 

June 15, 2006.. Attention Credit Union' Directors of Education! Credit unions at the Western States Volunteers Conference in Las Vegas sponsored by California, Arizona, Texas, New Mexico, Utah, Colorado, Oklahoma, Washington, and Nevada leagues can now download their RM surveys, power point session summaries, and handouts...

June 1, 2006... Attention credit union' presidents, CEOs, operations offers, teller supervisors, trainers and education specialists! You can now self assess your employees RM skill before selecting summer courses...

May 1, 2006 The credit union movement doesn't have time to waist...

September 15, 2006 

The most important lesson we've learned since 9-11 is we're not going to with the war on terrorism or survive the next tsunami if we don't create and maintain effective public-to-private Risk Management partnerships across the country and around the world.

It is with this goal in mind that I've launched to mobilize veterans during any community wide crisis. I'll soon be launching a site to mobilize business associations and another to unit faith-based communities when disasters strike. 

August 11, 2006:  For your immediate attention and action! The terrorist' plot just foiled in Great Britain is only the tip of the ice burg.

If you're a traveling executive or a candidate on the campaign trail, please read my white paper titled "Executive Protection and Celebrity Risks!"   Click here for a direct link or go to our RM White Paper and RM R&D Department.

Credit union' Directors of Education and Training, please forward this information to credit union presidents and chapter officials. If you attended the Western States Conference in Las Vegas, the Southwest CUNA Management School, or the WOCCU Conference in Dublin, please forward your handouts to all credit union employees and operation personnel.  

Also, if in the US, I suggest you go to for direction and guidance. If you're an Incident Commander or InfraGard member, go to for support. These events, like the recent hurricanes, tsunami, and gas explosions underscore our need to create more effective public to private partnerships NOW! Faculty and mentors should read our debriefing papers on the InfraGard Pandemic Conferences we attended in spring. Reading the postings below will also link you to other global RM resources. Our community outreach site at will be up and running in September.

August 5, 2006: Are you responsible for credit union training and education? If so, I encourage you to read the postings below. They will help you focus on the risks most important to the credit union movement so far this year. Equally important, remember we're heading into an election year and football season. Both will require your credit union executives an officials to attend public forums or take a potentially unpopular stand in the community. I encourage you to update your executive protection protocols, extortion policies and procedures, and employee' violence in the workplace training. Refer to our executive protection and security guard protocols for guarding political candidates on the campaign trail. The focus in 2007 will be increasingly on providing safe work environments at home and while on the road.     
August 1, 2006: It's been a wild summer. Thank to Katrina and Rita, wildfires, terrorist threats, tsunamis, pandemics, and the "always a problem" take down robberies, extortion attempts, scams, and internet predators, credit unions have learned much this summer. To keep pace with ever changing threats to our safety and security, the RMLC R&D library has been expanded and new white papers have been written to support the credit union movement. Soon we'll unveil and updated and more user friendly "Community Outreach Program" site at Cops007 will focus on creating public to private partnerships through credit union chapters, veteran' organizations and business associations. Our Incident Command Systems have been tested under fire!  

For example, while on the way to Dublin my wife called to tell me there was another gas leak in Fish Creek, Wisconsin, the north end of town was blocked, and there were rumors of a mass evacuation. That call was significant for me because my wife works in Fish Creek, I grew up there, and it's one of the most popular summer vacation spots in the US. Most important from a risk management standpoint, Fish Creek is served by the same volunteer fire departments who'd been working 24/7 on the Ellison Bay gas explosions.

From the Burlington Hotel business center in Dublin, I did a google search to determine the "incident scope" and downloaded site maps to monitor "scope-creep." Within an hour of  landing in Ireland, I was able to update and forward first responder' and evacuee' instructions to the Incident Commander in Fish Creek. This all is important because from 1/2 a world away, I was able to do something to help my family residents of my hometown. That made me feel less guilty, less fearful, and more in control. Also important, I was able to provide residents of Fish Creek with the support and encouragement of credit unions from around the world. THANK YOU WOCCU members and the Irish League of Credit Unions for coming to the aid and comfort of victims in my hometown.

July 31, 2006...It was a great 2006 WOCCU Conference in Dublin, Ireland!WOCCU and the Irish League of Credit Unions once again raised the training bar and pointed our movement into the future. I learned much, connected with colleges, tipped a few with ole friends, and shared the latest in Katrina' RM best practices. I'll post a summary of our sessions later this summer but for now Click here for highlights and RM handouts. Please remember to encourage credit unions and their chapter' leaders to meet with local fire chiefs, law enforcement, and emergency governments to learn more about Incident Command and Control. I hope to have the Credit Union' Incident Command System tutorial completed later this fall. Watch for it at                                          Rich Woldt
July 21, 2006...International Credit Union Risk Managers! You can now download my RM presentations at home. Click here to download a master copy of my RM program presented at the WOCCU Conference in Dublin and here to sit in on the RM classes at SW CUNA Management School. You can also join me in the Emergency Operation Center during the gas explosions in Ellison Bay, Wisconsin (Click Here). If you're a veteran, I'd like you to complete the veteran's resource survey. At this time this survey is only a test of our ability to consolidate veteran support for the Incident Commander. FYI, while the incident commander has released some resources in Liberty Grove, a community less than 20 miles away experienced a gas line break resulting in road blocks and an evacuation. From the standpoint of a small community two incidents such as these automatically raises the incident to a level 3 disaster.

Pandemic scares, terrorist' alerts, and natural disasters will be the RM topics of choice this summer. I recommend you use our RM R&D Department to determine the probability these risks will occur in your community or country. I've posted white papers on each subject and you can download the handouts I wrote for the WOCCU conference and Southwest CUNA Management classes this summer. When you complete the anonymous surveys under my pictures to the right, you help me benchmark the quality of RM programs in your country. When you complete the best practices surveys you'll help credit unions around the world prepare for disasters and launch a "unified command" during the next crisis.     

July 17, 2006 Door County Veterans you might be needed!  Click here to log in to Incident Command for the Ellison Bay gas explosions. Download you instructions for reporting...Rich

June 15, 2006.. Those who attended my sessions at the Western States Volunteers Conference in Las Vegas sponsored by California, Arizona, Texas, New Mexico, Utah, Colorado, Oklahoma, Washington, and Nevada leagues, click here for a summary of your sessions. Your handouts, survey results, etc. are password protected in our library. Contact your league director of education for your pass words if your forgot them. 

June 1, 2006...Risk Management  "Summer Schools 2006!"  Each year Credit Union' Risk Managers attend schools, conferences, and hold summits to update their RM methods, benchmark their RM programs, and refocus their RM projects. In the US CUNA Management Schools assemble credit union professionals to update their RM methods and refine their RM protocols. This year the World Council Of Credit Unions (WOCCU) will assemble the world movement in Ireland to discuss RM best practices practiced during the tsunami and hurricane season 2005. On the regional level, credit unions in the west will assemble in Las Vegas, introduce the CU Incident Command System and update there disaster response protocols. On the local level, credit union chapters are holding meetings to form private to public partnerships that will reinforce first responders during the next community wide disaster.

Credit Union Risk Managers around the world  are training personnel and preparing their credit union to take control during the next hurricane, tornado, wildfire, earthquakes, pandemic, or terrorist attack.

I encourage all those who plan to attend the 2006 World Credit Union Conference in Dublin Ireland July 27 - 30 to ...

May 1, 2006 The credit union movement doesn't have time to waist. The 2006 hurricane season is here, terrorists are planning their next attack, and pandemics are on the horizon. To get a head start on our summer' RM summits, I'm posting white papers students should read before class. To catalog best practices, I'm posting a Katrina' response survey for any credit union wanting to share their best and worst practices. These surveys are all  anonymous to encourage candor. Please note that some surveys are specific to a credit union movement or summer schools. This will allow us to customize our RM programs and focus on the specific RM needs in each country. Risk Management workshops will focus on cross training first responders and forming public to private partnerships at the chapter level.

FYI, if you're a first year RM students you'll learn RM fundamentals and focus on managing fidelity bond risks (burglary, robbery, fraud, forgery, liability, etc.). Other students will receive advanced RM training and focus on life threatening risks that could destroy a community or country (natural disasters, terrorist attacks, pandemics, etc.).  All students will be taught their role in the Incident Command System.   

I've been asked; "Why are natural disasters more threatening now than years ago? They're no more frequent or severe!"  Some of the answer has to do with population concentrations and our failure to properly manage regional "concentration" risks. Expect to hear more about the impact of concentration risk on "housing-in-place" and evacuation protocols during RM summer schools.

CUNA Management School Students....Please Click here to benchmark your class, download handouts and white papers, and prepare for class! Call me at 608-712-7880 if you need help!  Rich 
June 29, 2006  Our Risk Management Learning Center is now five years old. In five short years we've focused on fidelity bond risks (burglary, robbery, forgery, embezzlement, liability, etc.) and since 9-11 on terrorist', natural disaster', and pandemic' risks.

We've accomplished much in five years. We've established a cadre of international Credit Union Risk Managers, created "closed loop" RM feedback systems that support all levels of the credit union movement, focused credit union employees on their life threatening risks, and launched programs to build  RM partnerships at the chapter, community, and country levels.

I'm now benchmarking our progress and need input from your credit union. During the past five years, I've had the privilege to work with most credit union' movements. It's now time to ask: Are the RM systems we put in place still working? Are Credit Union Risk Managers effectively safeguarding credit union executives and officials? Are internal and external auditors detecting embezzlers and discouraging fraud and scams? Will credit union chapters have disaster response and recovery partnerships formed before the next terrorist attack, natural disaster, or pandemic?  And, is the credit union movement ready to deploy using the Incident Command System during the next community wide disaster?

Following are two 10 question surveys. Select the two surveys from the movement you think most closely represents your credit union and complete both. I've also posted an "other" group for credit unions, financial cooperatives, mutual banks, etc. who feel they are not part of the organized credit union movement.  These surveys do not identify the person or credit union completing the survey. We are only interested in measuring the overall level of risk management skills within each movement.  Please complete on of the surveys posted in column on the right.   

Risk Management is a "Method of Management" used by credit unions to identify, measure and control their risks. The speed at which they respond has much to do with their RM organizational structure. The surveys titled "RM Principles & Practices" will help us determine whether or not credit unions in your country/movement will be able to quickly respond. This is especially important during a natural disaster, terrorist attack, or pandemic. 
The second "RM Methods and Skill" will help me evaluate the RM skills in place at the grassroots level.

The surveys in the right column are for all credit unions, not just those who we've had the privilege to serve.  For the most part, I've used US CU terminology in all surveys so the results can be consolidated. I've also used English in all surveys. I would appreciate any efforts to translate the surveys into Spanish, Polish, etc. Just convert the text to your language, send it to me as a word document and I'll create and post the survey next the my English version.


A few personal comments to students:

42 years managing risks taught me... "Risk taking is fun! If you're afraid to take risks, you'll be left behind! Poor Risk Managers should be fired first! Most risks can be managed! Risks are connected to your pocketbook! There are no silver bullets! No one has all the right answers! When you lose touch with the frontlines you lose your ability to lead! 

Growing up on a small farm, I also learned...  "When you hand someone a loaf of bread you feed them for a day; teach them to plant wheat and you'll feed them for a lifetime!"   

Therefore... "I've  created the Risk Management Learning Center to be a risk research center for you, a Risk Management support center for trainers, and a community resource center for law enforcement, fire fighters, and other first responders during a disaster.


30 years teaching Risk Management taught me..."The best risk managers come from the front lines! If you're working 24/7 you need to be watched! Neighbors will be first to your rescue! We learn more when we study together, make more progress when we work together, move more quickly when we march together, and recover more completely when we give more than we receive!"

Based on these universal truths... I created to translate risk research done at the RMLC into easily understood, and entertaining presentations for organized groups, clubs, associations, businesses, or communities, call on to respond during a disaster, terrorist attack or life threatening incident.

  Click here to enter our R&D center... or                                   

here to learn about our community outreach efforts!     Rich Woldt


Thank you again for visiting our center. If I can be of assistance please call me on 608-712-7880

I look forward to seeing you at our next conferences or on our next cruise! 

Thank you for attending my RM sessions. All handouts are now filed in our RM R&D library:

The 2006 World Credit Union Conference in Dublin Ireland  July 27 -  30, 2006

CUNA Management Schools this year!

The Western States Volunteer's Conference in Las Vegas have been filed in the RMLC Library!

Explosions rock Ellison Bay, Wisconsin

Rich Woldt

Please Help...
Click on.. Missing Children... The 2005 tsunami and hurricanes Katrina and Wilma resulted in thousands of children being lost or stolen. Click yellow Missing Children... links throughout our sites to help return them to their families.   Rich
To Report sightings call... their toll-free Hotline at 1-800-THE-LOST® (1-800-843-5678) 24-hours a day.

Stop! Before you enter, I must be honest. In 42 years teaching Risk Management  I've learned your first source of Risk Management wisdom should comes from your professional trade associations. By definition, they know your goals, understand your objectives, and are most familiar with the rules and the regulations that govern your decisions. Most important, they are in touch with others who face the same Risk Management challenges. You see, I've also learned there are no silver bullets, no one person or company has all the right answers, and when disasters strike it's a family, your neighbor, or your competitor who'll be first on the scene to offer a helping hand. I recommend you build your Risk Management program on these simple truths, now click here for an introduction to our mentors, click here meet our faculty, click here to conduct your own research, and click here to consider our workshops. And, click here to visit our Community Outreach Center. 



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This web site is published by Rich Woldt. For more information and the latest and greatest Risk Management support email Rich at: or call 608-712-7880.