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          |  | Providing RM Training, Consulting, 
            Speakers, Workshops and Resources from RMLC Faculty & Affiliates 
            under the direction of: RICH 
            WOLDT
 CPP, CFE, Private Detective, ACFEI Homeland Security 
            Level III
 Phone: 608.712.7880
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						Summary of 
						Accomplishments 
						
						2001 to 2006 
						This is a brief summary of 
						mission statements and progress made over our first five 
						years. Many of the handouts posted after our workshops 
						can still be downloaded either from our summaries or 
						from our R&D library. Other can be accessed through your 
						league director of education or CMG representative.  
						Rich Woldt     
					  
							
								| Thank you... 
								
								
								CUNA Mutual, CUNA Inc.,  
								Southwest CUNA Management School, WOCCU, ABCUL JCUL, US credit union leagues, chapters 
								and credit unions for you on-going support and 
								encouragement. 
								
								
								Thank you... US military, law 
								enforcement - fire fighters - emergency 
								governments - and 
						Homeland Security' professionals for your on-going 
								mentoring, training and support.  
								
								
								Thank you... ASIS International, InfraGard, the 
								Association of Certified Examiners, University 
								of Wisconsin, and the many other colleges and 
								universities who've contributed so much to our R&D 
								department and mentored us through operations "Pumpkin Patch" 
								and "Concealed Carry.  
								
								
								Thank you... community leaders, business 
								associations, and faith-based groups for your 
								on-going mentoring and assistance during  
								design & deployment of 
								
								
								www.DoorCountyVeterans.com 
						and 
								
								
								
						www.COPs007.com. 
								And thank you to all those who completed our 
								best practices surveys and registered as recruits 
								for our 2007 international "Critical Incident Response Team 
						(CIRT) program. 
								
								Life at The Risk Management Learning Center has 
								been good and will be getting even better in 
								2007!  
								 
						
						
						Our motto in 07 will continue to be... 
						
								 
						
						
						United We Stand - 
								 
						
						
						Divided We Fall!  |  |  
								| 
						Below you'll find a 
						chronological summary of 2006 with links to handouts, 
						white papers, power point presentations, and our R&D 
						library. Many RMLC copy written materials have been 
						moved to our pass word protected files.  Contact 
						your league education director for passwords to 
						materials distributed prior to 12-31-06.  
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										| For those of you who are not 
						familiar with web site navigation, when you see dots 
						(....) at the end of a sentence it might mean it's a 
						hotlink to more RM information. Click on it! | 
											
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										| January 1, 2007: Below 
										are RMLC' highlights from 2006. If you 
										attended any of our RM presentations, 
										workshops, conferences, or took one of 
										our cruises, the links to your handouts, 
										workbooks, and surveys are still hot and 
										will remain active until January 31, 
										2006. 
										
										After February 1, you'll have to contact 
										your CU League Director of Education to 
										download these files. 
										FYI, you'll always have access to our 
										R&D library and white papers but access 
										to our deep-throat files will be 
										password protected and limited to law 
										enforcement, InfraGard members, and 
										"authorized"
										Directors of Education 
										serving the credit union movement.  I'll turn 62 on April 21 and plan to 
										cut back on the number of days I spend 
										each year on the road. I'm going on a 
										sabbatical for most if not all of 2007 
										so that I might take part in retreats 
										and course work offered by the 
										Departments of Emergency Government and 
										Homeland Security. 
										
										This does not mean that I'll not be 
										available but only that I've changed my 
										priorities as to how I'll plan and 
										schedule road trips.  I've formed an "RMLC Advisory Board" 
										made up of CU Presidents and Regulators 
										from around the world so as to keep our 
										RM Learning Center focused on the risks 
										that threaten and regulations that 
										challenge the credit union movement.  My strategic plan is to focus on 
										security integration and the convergence 
										of RM response protocols now required in 
										the public and private sectors. Across 
										the board, RM professionals in every 
										industry have been recommending the 
										formation of public-to-private 
										partnerships for fighting the war 
										against terrorists, respond to natural 
										disasters, or prepare communities for 
										the next pandemic. 
										
										There is an urgent need for credit 
										unions to integrate their generation of 
										security systems with the latest systems 
										being used by law enforcement, fire 
										fighters, emergency governments and 
										others in the public sector. 
										The operative RM strategy for 2007 is 
										"convergence." Credit unions should use 
										their chapter networks to converge 
										credit union response protocols focuses 
										on stabilizing the economy with those of 
										the public sector focused on preserving 
										safety and providing protection for 
										victims in harms way.
										
										
										At a minimum, credit unions should be 
										forming "Critical Incident Response 
										Teams and conducting "Unified-Incident 
										Command and Control" training at the 
										chapter and regional levels. 
										 In my aging opinion, it's time credit 
										union employees demand more from their 
										RM instructors. It's time they demand a 
										focus on their safety and security 
										rather than on the credit union's need 
										to improve "the bottom line." It's time 
										credit union members demand more from 
										their credit union and chapter than to 
										be entertained.  
										
										My sabbatical in 2007 will be dedicated 
										to getting back to the grass roots and 
										those who still have the 
										"people-helping-people" philosophy that 
										made the credit union movement what it 
										was meant to be today. 
										
										In my not-so-humble opinion, it's time 
										we get back to the movement that was 
										built not only for profit, not only for 
										charity, but for servicing the common 
										man and his/her community.  
										
										I've said it time and time again. 
										"Credit unions are positioned better 
										than any other organization, anywhere in 
										the world, anytime in history to act in 
										the best interest of their members." Can 
										you think of a time in our history when 
										it was more important than now to come 
										together for the best interest, the 
										security, the safety and the economic 
										well being our your neighbors? Neither 
										can I.   
										
										As we close out 2006, terrorists are 
										planning to strike targets that will 
										disrupt the economy, natural disasters 
										are threatening to return before victims 
										have a chance to recover, and rumors are 
										rampant about predictions of another 
										pandemic within the next few years. 
										While my objective might be to slow 
										down, my motive is to become more 
										focused. Again in my opinion, we don't 
										have to reinvent the RM wheel, but 
										rather we need to simplify the wagon, 
										point it in the right direction, learn 
										how to pull together, and have the 
										courage to act.  
										
										Managing risks has less to do with how 
										fast someone else can act on our behalf 
										than it's how affectively we can act on 
										behalf of others. It's more "Ask not 
										what your community can do for you!" 
										Than it's; "Ask what you can do for your 
										community."  
										
										So that's it!  In 2007 we'll slow 
										your pace to improve your performance, 
										simplify your protocols to reduce your 
										confusion, and reconnect with the grass 
										roots to revise our sense of purpose, 
										refresh our confidence, and renew our 
										courage. For it is with purpose that we 
										reach our goals, it's with confidence 
										that we stand-up to those who challenge 
										our principles, and it's with courage 
										that we defend the rights of those 
										living in a free society. While I might 
										be out of sight, you'll not be out of my 
										thoughts and prayers.   
										
										Call if I can be of help!    
										Rich Woldt  
										
										CEO - The Risk Management Learning 
										Center 2007   |  
										| Below are 
										the highlights and handouts from 2006... 
										Use them as you see fit!  Rich |  
										| December 31:  
										It was a great year for our RM learning 
										center. We've had the privilege to work 
										with and for WOCCU, CUNA Management 
										Schools, CUNA Mutual Group, most of the 
										US credit union leagues, ABCUL, the 
										Jamaica CU League, InfraGard, US 
										Departments of Emergency Government, 
										Department of Homeland Security, Credit 
										unions and their chapter' leaders, the 
										Wisconsin and National Chief's of Police 
										Associations, US veterans, many 
										faith-based communities throughout the 
										US of America, and many more. I thank 
										you all for your on-going support and 
										encouragement. |  
								  
								
								December 27, 2006:  
								For me it was the best Christmas ever. Santa 
								arrived safe, I received over 250 Christmas' 
								messages from credit unions around the world, 
								and I'll never be able to count all my blessings 
								from 2006. Thanks to you all, we're now serving 
								veterans across the US via our
								
								www.doorcountyveterans.com and faith-based 
								communities around the world via
								
								www.cops007.com. 
								(Note: both sites will be back under 
								construction until the end of January). My Christmas message this year is short and 
								sweet.  
								
								Thank You and God Bless You All!
								 
								
								
								FYI, in 2007 
								we're going to launch an RM strategy called 
								"convergence." Those of you who attended my RM 
								sessions at CUNA Management School or recently 
								in Europe understand why converging RM protocols 
								in the public and private sectors is so 
								important to our national security let alone our 
								survival during the next natural disaster or 
								terrorist attack.  
								
								
								I have 
								restructured our parent company (Risk Management 
								007 LLC) to include creating an advisory board 
								to represent past and current CU League 
								Presidents and CU Officials at the local, state, 
								and national levels. The advisory board also has 
								representatives from regulatory agencies at the 
								national and international levels. There are 
								members on our advisory board from the insurance 
								industry, law enforcement, emergency governments 
								and homeland security, as well as from 
								industries considered critical to our national 
								security (i.e. transportation, utilities, 
								communication, medical, etc.). 
								 
								
								
								Our goal in '07 
								will be to teach everyone how to create their 
								own "Critical Incident Response Team (CIRT) and 
								be mission ready to respond to the next natural 
								disaster, terrorist attack, or pandemic. 
								
								
								For example, I just returned from the UK where 
								we formed a CIRT for the credit unions in Great 
								Britain and Ireland. 
								
								
								Click here 
								for a rough draft of a tutorial I'm building 
								based on that trip. This tutorial is part of an 
								RM Graduate School I'll be launching on my 
								birthday in April 2007.   
								
								
								In 2006 I failed 
								to ride my Harley enough, go fishing enough, or 
								put more than 50 miles on my motor home. As I 
								get ready for Social Security at 62, I'm going 
								to focus less on making money and more on 
								delivering RM information via RM presentations, 
								Key-note speeches to business associations, and 
								doing what I call RM "fire-side" chats at the 
								chapter or regional levels. My goal is to do one 
								international road trip and one chapter level 
								presentation per quarter.  
								   |  
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								December 9 - 16, 2006:  
								We're conducting RM discussions with credit 
								union leaders throughout the UK (Scotland, 
								England, Wales, and Ireland). We're rolling out 
								our 2007 RM strategies, updating the movement on 
								our current RM methods and protocols, and 
								training chapter leaders in ways to deploy our 
								Credit Union Incident Command and Control 
								System; tested during hurricane seasons in the 
								Caribbean and Gulf 2005 and 2006.  
								Note to credit unions in 
								the UK... I've added UK research links for 
								robbery, burglary, embezzlement, scams, and 
								pandemic risks in our  
								
								
								 . 
								
								December 1, 2006:   
								We'll start the month with a series of RM 
								community outreach programs featuring RMLC 
								faculty members Tony Conti, Shawn Smith, David 
								Koenig, and myself. These discussions will focus 
								on a law enforcement', fire fighter', and E.M.T. 
								perspective on the 9-11-01 terrorist attack of 
								the New York World Trade Center.  Refer to 
								faculty biographies (click here) for details and 
								related presentations. Shawn is owner/CEO of 
								Midwest Patrol and Investigative (MPI), Dave is 
								owner/CEO of Capital Lock and Security, and Toni 
								is a retired detective of the NYPD Emergency 
								Services Unit. Toni was a high rise rescue 
								technician arriving at ground zero as a First 
								Responder in a Huey 412 rescue helicopter. He 
								share a perspective on this single most 
								successful documented rescue effort in US 
								history. If you've not met Toni, I encourage you 
								to attend one of his RM sessions. 
								 
								
								November 15, 2006:  
								November focused on R&D projects in the 
								international credit union movement. While 
								natural disasters, terrorist' attacks, and 
								Nigerian scams threatened WOCCU members in '06, 
								pandemics, bogus terrorist threats, regional' 
								natural disasters will consume much of our R&D 
								budget in 2007. No matter which industry we 
								studied, the single most important RM directive 
								from industry regulators and most frequent 
								recommendation made by RM professionals was to 
								"create public-to-private partnerships at every 
								level of the credit union movement."  
								 
								
								
								Research 
								indicates, while credit union' RM efforts will 
								continue to ensure the foundation on the local 
								economy, credit union chapters and leagues will 
								be called on in '07 to manage the liquidity 
								needs of a displaced population and the lending 
								and investing needs of a region during periods 
								of reconstruction.  
								
								
								We're testing 
								alternative RM strategies in Europe that more 
								quickly identify, more accurately measure, and 
								more effectively control the risks that spun out 
								of control during Katrina.  
								
								 
								  
								
								November 1, 2006: 
								I've posted our mission statement for 2007.
								
								Click here 
								for a short comment on our goals, strategies, 
								and objectives during 2007.  
								 
								
								October 30, 2006: 
								RM surveys indicate most credit unions feel 
								they've 
								adequately controlled their  
								burglary, robbery, external fraud and scam 
								risks. Most consider terrorist, natural 
								disaster, and pandemic risks those that 
								happen to someone else or risks that will be 
								managed by government agencies and professional 
								first responders. Unfortunately, it is 
								precisely these risks that can cripple the 
								economic infrastructure so important to 
								sustaining a credit union's field of membership. 
								Credit unions that fail to establish branch 
								banking agreements or include these risks in 
								their contingency plans are betting their 
								existence on "it will never happen to us!" At a 
								minimum, their Credit Union Risk Manager should 
								study the many publications on credit union best 
								practices after Katrina.     
								 
								
								October 7, 2006... 
								We launched Operation 
								Concealed Carry through our
								Community Outreach site and  veteran 
								support site at
								
								www.DoorCountyVeterans.com 
								. Our goals included 
								conducting community risk and 
								vulnerability assessments while testing 
								the emergency response protocols we wrote for 
								veterans. Operation Concealed Carry focused 
								on training veterans how to secure the scene of a 
								large scale incident, how to detect, delay, and 
								defend against a terrorist attack, and how to extricate 
								terrorist targets from harms way. Veterans were also 
								taught how to support an order to house-in-place 
								or mass-evacuate a village or township. War 
								games conducted included an out of control toxic 
								waste vehicle crashing the crowed at the bottom 
								of the Sister Bay hill, an anthrax drop from 
								the helicopters dropping ping-pong 
								balls, and responding to a report that an executive had landed 
								in Green Bay from Asia, was in Sister Bay, and 
								was suspected of having been exposed to a 
								pandemic. Table top tests were conducted based 
								on a bomb threat called into 9-1-1 and a 
								out-of-control student was planning suicide by 
								cop.  Refer to 
								deep-throat incident reports and white papers to 
								be posted in our R&D library for more 
								information.  
								 
								
								October 1, 2006... 
								We launched Operation 
								Bucket Brigade through our
								
								www.DoorCountyVeterans.com  site during 
								Pumpkin Patch 2006, forming a partnership 
								between the Egg Harbor Business Association and 
								US veterans. Using a unified incident command 
								and control system, we field tested standard internal, audit, collection, 
								and fraud controls used by credit union field 
								collectors and established appropriate burglary, 
								robbery, and surveillance safeguards throughout 
								the village and township. Refer to deep-throat 
								incident reports and RM white papers to be 
								posted in our R&D library.   
								
								
								September 14, 2006...
								 The 
								Risk Management Learning Center has launched 
								www.Cops007.com and www.DoorCountyVeterans.com 
								to prepare communities for the next terrorist 
								attack, natural disaster, or pandemic... 
								
								
								
								August 11, 2006...
								
								Credit unions respond to 
								foiled terrorist attack in Great Britain... 
						
								August 5, 2006...
								Credit union' Directors of Education focus on 
								football season and executive protection 
								protocols....  
								
						
								August 1, 2006... 
								Its been a wild summer for credit union Risk 
								Manageres... 
						
						
								July 31, 2006...
						
								Attention Credit Union Risk Managers!
								Download your RM highlights and handouts from 
								the 2006 WOCCU Conference in Dublin, Ireland... 
						
								
								July 21, 2006... 
						Attention Southwest CUNA 
								Management School Students! 
						Don't forget to download and 
								distribute your handouts to those fighting the 
								wildfires in the south and southwest US. 
								 
								
						
								July 17, 2006  
						
						 Door County Veterans respond 
								to Ellison Bay gas explosions... 
								
								
								
								June 29, 
								2006  Our Risk 
								Management Learning Center turns five 
								  
								
								
								
								today...  
								Thank you credit unions!    Rich 
								 
								
								
								 
								June 15, 
						2006.. 
						
								
								Attention Credit Union' 
								Directors of Education! 
								Credit unions at the Western 
						States Volunteers Conference in Las Vegas sponsored by 
						California, Arizona, Texas, New Mexico, Utah, Colorado, 
						Oklahoma, Washington, and Nevada leagues can now 
								download their RM surveys, power point session 
								summaries, and handouts... 
								
								
								June 
						1, 2006... 
								
								
								Attention credit union' 
								presidents, CEOs, operations offers, teller 
								supervisors, trainers and education specialists!
								You can now self assess your employees RM skill 
								before selecting summer courses... 
						
						
								
						May 1, 2006
						
								The credit union movement doesn't have time to 
								waist... |  |  
										| September 15, 2006 
						The most important lesson 
						we've learned since 9-11 is we're not going to with the 
						war on terrorism or survive the next tsunami if we don't 
						create and maintain effective public-to-private Risk 
						Management partnerships across the country and around 
						the world.  
						It is with this goal in 
						mind that I've launched
						
						www.DoorCountyVeterans.com
						to mobilize 
						veterans during any community wide crisis. I'll soon be 
						launching a site to mobilize business associations and 
						another to unit faith-based communities when disasters 
						strike.   
						
						
						
						August 11, 2006:  
						For your immediate attention and action!
						 
						 The 
						terrorist' plot just foiled in Great Britain is only the 
						tip of the ice burg. 
						 
						If you're a 
						traveling executive or a candidate on the campaign 
						trail, please read my white paper titled "Executive 
						Protection and Celebrity Risks!"
						  
						
						Click here
						for a 
						direct link or go to our RM White Paper and RM R&D 
						Department.  
						Credit union' 
						Directors of Education and Training,  
						please 
						forward this information to credit union presidents and 
						chapter officials. 
						 
						If you attended the Western States Conference in Las 
						Vegas, the Southwest CUNA Management School, or the 
						WOCCU Conference in Dublin, please forward your handouts 
						to all credit union employees and operation personnel.  
						 
						Also, 
						 
						if in the US, I suggest you go to 
						https://swern.usp3.org/ 
						for direction and guidance. If you're an Incident 
						Commander or InfraGard member, go to
						
						http://www.infragard.net/ 
						for support. These events, like the recent hurricanes, 
						tsunami, and gas explosions underscore our need to 
						create more effective public to private partnerships 
						NOW! Faculty and mentors should read our debriefing 
						papers on the InfraGard Pandemic Conferences we attended 
						in spring. Reading the postings below will also link you 
						to other global RM resources. Our community outreach 
						site at  
						
						www.cops007.com will be 
						up and running in September.   |  
										| August 5, 2006: Are you responsible for 
						credit union training and education? If so, I encourage 
						you to read the postings below. They will help you focus 
						on the risks most important to the credit union movement 
						so far this year. Equally important, remember we're 
						heading into an election year and football season. Both 
						will require your credit union executives an officials 
						to attend public forums or take a potentially unpopular 
						stand in the community. I encourage you to update your 
						executive protection protocols, extortion policies and 
						procedures, and employee' violence in the workplace 
						training. Refer to our executive protection and 
						security guard protocols for guarding political 
						candidates on the campaign trail. The focus in 2007 
						will be increasingly on providing safe work environments 
						at home and while on the road. |  
										| August 1, 2006: It's been a wild summer. 
						Thank to Katrina and Rita, 
						wildfires, terrorist threats, tsunamis, pandemics, and 
						the "always a problem" take down robberies, extortion 
						attempts, scams, and internet predators, credit unions 
						have learned much this summer. To keep pace with ever 
						changing threats to our safety and security, the RMLC R&D library 
						has been expanded and new white papers have been written 
						to support the credit union movement. Soon we'll unveil and updated and 
						more user friendly "Community Outreach Program" site at
						www.cops007.com. 
						Cops007 will focus on creating public to private 
						partnerships through credit union chapters, veteran' 
						organizations and business associations. Our Incident 
						Command Systems have been tested under fire! For example, while on the way to Dublin my wife 
						called to tell me there was another gas leak in Fish 
						Creek, Wisconsin, the north end of town was blocked, and 
						there were rumors of a mass evacuation. That call was 
						significant for me because my wife works in Fish Creek, 
						I grew up there, and it's one of the most popular summer 
						vacation spots in the US. Most important from a risk 
						management standpoint, Fish Creek is served by the same 
						volunteer fire departments who'd been working 24/7 on 
						the Ellison Bay gas explosions. 
						 From the Burlington Hotel 
						business center in Dublin, I did a google search to determine the 
						"incident scope" and downloaded site 
						maps to 
						monitor "scope-creep." Within an hour 
						of  landing in Ireland, I was able to update and forward first responder' and evacuee' 
						instructions to the Incident Commander in Fish Creek. 
						This all is important because from 
						1/2 a world away, I was able to do something to help my 
						family residents of my hometown. That made me feel less 
						guilty, less fearful, and more in control. Also 
						important, I was able to 
						provide residents of Fish Creek with the 
						support and encouragement of credit unions from around 
						the world.
						
						THANK YOU WOCCU members and the Irish League of Credit 
						Unions for coming to the aid and comfort of 
						victims in my hometown.  |  
										| July 31, 2006...It was a great 2006 WOCCU Conference in 
						Dublin, Ireland!WOCCU 
						and the Irish League of Credit Unions once again raised 
						the training bar and pointed our movement into the 
						future. I learned much, connected with colleges, tipped 
						a few with ole friends, and shared the latest in 
						Katrina' RM best practices. I'll post a summary 
						of our sessions later this summer but for now 
						
						Click here for highlights and RM handouts. 
						Please remember to encourage credit unions and their 
						chapter' leaders to meet with local fire chiefs, law 
						enforcement, and emergency governments to learn more 
						about Incident Command and Control. I hope to have the 
						Credit Union' Incident Command System tutorial completed 
						later this fall. Watch for it at
						www.cops007.com                                        
						 Rich Woldt |  
										| July 21, 2006...International Credit Union Risk 
						Managers!
						You can now download my RM presentations at home.
						Click here to download 
						a master copy of my RM program presented at the WOCCU Conference in Dublin and
						here 
						to sit in on the RM classes at SW CUNA Management School. 
						You can also join me in the Emergency Operation 
						Center during the gas explosions in Ellison Bay, Wisconsin 
						(Click 
						Here). 
						If 
						you're a 
						veteran, I'd like you to complete the veteran's resource survey. 
						At this time this survey is only a test of our ability 
						to consolidate veteran support for the Incident 
						Commander. FYI, 
						while the incident commander has released some resources 
						in Liberty Grove, a community less than 20 miles away 
						experienced a gas line break resulting in road blocks and 
						an evacuation. From the standpoint of a small community 
						two incidents such as these automatically raises the 
						incident to a level 3 disaster. Pandemic scares, terrorist' alerts, 
						and natural disasters will be the RM topics of choice 
						this summer. I recommend you use our RM R&D Department 
						to determine the probability these risks will occur in 
						your community or country. I've posted white papers on 
						each subject and you can download the handouts I wrote 
						for the WOCCU conference and Southwest CUNA Management 
						classes this 
						summer. When you complete the anonymous surveys under my 
						pictures to the right, you help me benchmark the quality 
						of RM programs in your country. When you complete the 
						best practices surveys you'll help credit unions around 
						the world prepare for disasters and launch a "unified 
						command" during the next crisis.
										    
										 |  
										| July 17, 2006 
						Door County Veterans you might be needed! 
						
						 Click 
						here 
						to log in to Incident Command for the Ellison Bay gas 
						explosions. Download you instructions for 
						reporting...Rich 
						
						June 15, 
						2006.. Those who attended my sessions at the Western 
						States Volunteers Conference in Las Vegas sponsored by 
						California, Arizona, Texas, New Mexico, Utah, Colorado, 
						Oklahoma, Washington, and Nevada leagues,
						
						click here for a summary of your sessions. Your 
						handouts, survey results, etc. are password protected in 
						our library. Contact your league director of education 
						for your pass words if your forgot them.  
						
										 |  
										| 
						
						
						
						
						June 
						1, 2006...Risk Management  "Summer Schools 2006!"
						 Each year Credit Union' Risk Managers 
						attend schools, conferences, and hold summits to update 
						their RM methods, benchmark their RM programs, and 
						refocus their RM projects. In the US 
						 
						CUNA Management 
						Schools
						assemble credit union professionals 
						to update their RM methods and refine their RM 
						protocols. This year the 
						
						
						World Council Of Credit Unions 
						(WOCCU) will assemble the world movement in Ireland to 
						discuss RM best practices practiced during the tsunami 
						and hurricane season 2005.
						On the regional level, credit unions in the west will 
						assemble in Las Vegas, introduce the CU Incident Command 
						System and update there disaster response 
						protocols. On the local level, credit 
						union chapters are holding meetings to form private to 
						public partnerships that will reinforce first responders 
						during the next community wide disaster.  
						
						
						Credit Union Risk Managers around the world  are 
						training personnel and preparing their credit union to 
						take control during the next hurricane, tornado, wildfire, earthquakes, 
						pandemic, or terrorist attack.  
						
						I encourage all 
						those who plan to attend the 2006 World Credit Union 
						Conference in Dublin Ireland July 27 - 30 to ... 
						 
						
						
						
						
						May 1, 2006 The 
						credit union movement doesn't have time to waist.  The 2006 
						hurricane season is here, terrorists are planning their 
						next attack, and pandemics are on the horizon.
						To get a head start on our summer' RM 
						summits, I'm 
						posting white papers students should read before class. 
						To catalog best practices, I'm posting a Katrina' 
						response survey for any credit union wanting to share 
						their best and worst practices. These surveys are all  
						anonymous to encourage candor. Please note that some 
						surveys are specific to a credit union movement or 
						summer schools. This will allow us to customize our RM 
						programs and focus on the specific RM needs in each 
						country. Risk 
						Management workshops will focus on cross training first 
						responders and forming public to private partnerships at 
						the chapter level.  
						
						
						FYI, 
						if you're a first year RM students 
						you'll learn RM fundamentals and focus on managing 
						fidelity bond risks (burglary, robbery, fraud, forgery, 
						liability, etc.). Other students will receive advanced 
						RM training and focus on life threatening risks that 
						could destroy a community or country (natural disasters, 
						terrorist attacks, pandemics, etc.).  All students 
						will be taught their role in the Incident Command 
						System.  
						
						
						
						  
						
						I've been 
						
						
						
						asked; 
						"Why are natural disasters more threatening 
						now than years ago? They're no more frequent or severe!"  
						Some of the answer has to do with population 
						concentrations and our failure to properly manage 
						regional "concentration" risks. Expect to hear more 
						about the impact of concentration risk on 
						"housing-in-place" and evacuation protocols 
						during RM summer 
						schools.  
						
						CUNA Management School Students....Please Click here to 
						benchmark your class, download handouts and white 
						papers, and prepare for class!
						Call me at 608-712-7880 if you need help!  Rich   
						 
							
								|  |  
								| June 29, 
								2006  Our Risk 
								Management Learning Center is now five 
								  
								
								
								
								years old. 
								
								In five short years we've focused 
								on fidelity bond risks (burglary, robbery, 
								forgery, embezzlement, liability, etc.) and 
								since 9-11 on terrorist', natural 
								disaster', and pandemic' risks. 
								
								
								We've 
								accomplished much in five years. 
								We've 
								established a cadre of international Credit 
								Union Risk Managers, created "closed loop" RM 
								feedback systems that support all levels of the 
								credit union movement, focused credit union 
								employees on 
								their life threatening risks, and 
								launched programs to build  RM 
								partnerships at the chapter, community, and 
								country levels. 
								 
								
								I'm now benchmarking our progress 
								and need input from your credit union.
								 
								During the 
								past five years, I've had the privilege to work 
								with most credit union' movements. 
								It's now time to ask: Are the RM systems we put 
								in 
								place still working? Are Credit Union Risk 
								Managers effectively safeguarding credit union 
								executives and officials? Are internal and 
								external auditors detecting embezzlers and 
								discouraging fraud and scams? Will credit union 
								chapters have disaster response and recovery 
								partnerships formed before the next terrorist 
								attack, natural disaster, or pandemic?  
								And, is the credit union movement ready to 
								deploy using the Incident Command System during 
								the next community wide disaster?  
								
								Following are two 
								10 question surveys. Select the 
								two surveys from the movement you think most 
								closely represents your credit union and 
								complete both. I've also posted an "other" group 
								for credit unions, financial cooperatives, 
								mutual banks, etc. who feel they are not part of 
								the organized credit union movement. 
								
								These surveys do not 
								identify the person or credit union completing 
								the survey. We are only interested 
								in measuring the overall level of risk 
								management skills within each movement.  
								Please complete on of the surveys posted in 
								column on the right.   
								
								 
									
										| Risk Management is a "Method of 
										Management" used by credit unions to 
										identify, measure and control their 
										risks. The speed at which they respond 
										has much to do with their RM 
										organizational structure. The surveys 
										titled "RM Principles & Practices" will help 
										us 
								determine whether or not credit unions in your 
										country/movement will be able to quickly 
										respond. This is especially important 
										during a natural disaster, terrorist 
										attack, or pandemic. |  
										| The second "RM Methods and Skill" 
										will help me evaluate the RM skills in 
										place at the grassroots level. |  
								
								The 
								surveys in the right column are for all credit unions, not just 
								those who we've had the privilege to serve.  
								For the most part, I've 
								used US CU terminology in all surveys so the 
								results can be consolidated. I've 
								also used English in all surveys. I would 
								appreciate any efforts to translate the surveys 
								into Spanish, Polish, etc. Just convert the text 
								to your language, send it to me as a word 
								document and I'll create and post the survey 
								next the my English version.  |  |  
										|  |  
										| 
							
								| 
								
								A few 
								personal comments to students: |  |  
										|  | 
										 
										
										
										
										
										
										
										RichWoldt.com |  
										| 
						
						
						
						42 
						years managing risks taught me... 
						
						
						"Risk taking is fun! 
						
						If you're afraid to take risks, you'll be left behind! 
						Poor Risk Managers should be fired first! 
						
						Most risks can be managed! 
						Risks are connected to your pocketbook! 
						
						There are no silver bullets! 
						No one has all the right answers! 
						
						When you lose touch with the frontlines you lose your 
						ability to lead!  
						 
						
						Growing up on a 
						small farm, I 
						also learned... 
						
						 "When you hand 
						someone a loaf of bread you feed them for a day; teach 
						them to plant wheat and you'll feed them for a lifetime!"    
						
						
						
						
						
						Therefore... 
						"I've  created the Risk Management Learning Center 
						to be a risk research center for you, a Risk Management 
						support center for trainers, and a community resource 
						center for law enforcement, fire fighters, and other 
						first responders during a disaster.   |  
										| 30 years teaching Risk Management 
										taught me..."The best risk managers come from the 
										front lines! 
										
										If you're working 24/7 you 
										need to be watched! 
										
										Neighbors will be 
										first to your rescue! 
										
										We learn more when 
										we study together, make more progress 
										when we work together, move more quickly 
										when we march together, and recover 
										more completely when we give more than 
										we receive!" 
										
										
										Based on these universal truths... I 
										created COPs007.com to translate risk 
										research done at the RMLC into easily 
										understood, and entertaining presentations 
										for organized groups, clubs, 
										associations, businesses, or 
										communities, call on to respond during a 
										disaster, terrorist attack or life 
										threatening incident.  
						
						
						
						  
						Click here to 
						enter our R&D center... or                                    
										
										
										
										here 
										to learn about our community 
										outreach efforts!     
										Rich Woldt |  
										|  |  
										|  
					Thank you again for visiting 
										our center. If I can be of assistance 
										please call me on 608-712-7880
			 
					 
											
												
													| 
													
													
													I look forward to seeing you 
													at our next conferences or 
													on our next cruise! 
													 |  Thank you for 
											attending my RM sessions. All 
											handouts are now filed in our RM R&D 
											library: 
												
													| 
													
													
													The 2006 World 
								Credit Union Conference in Dublin Ireland  
								July 27 -  30, 2006 |  
						
						
							
								| 
								
								
								CUNA Management 
								Schools this year! |  
					
						
							
								| 
								
								
								The Western States Volunteer's 
								Conference in Las Vegas have been filed in the 
								RMLC Library! 
								 |  
								| Explosions rock Ellison Bay, Wisconsin |   Rich Woldt   
											
												| Please Help... |  
		| Click on.. 
		Missing Children... 
		The 2005 tsunami and hurricanes Katrina and Wilma resulted in thousands 
		of children being lost or stolen. Click yellow 
		
		
		Missing Children... 
		links throughout our sites to help return them to their families. 
		  Rich |  
		| To Report sightings call...
		their toll-free Hotline at 1-800-THE-LOST® 
												(1-800-843-5678) 24-hours a day. |  
		| 
				
					| Stop! Before you 
					enter, I must be honest. In 
					42 years teaching 
					Risk Management  I've learned your first source of Risk 
					Management wisdom should comes from your professional trade 
					associations. By definition, they know your goals, 
					understand your objectives, and are most familiar with the 
					rules and the regulations that govern your decisions. Most 
					important, they are in touch with others who face the same 
					Risk Management challenges. You see, I've also learned there 
					are no silver bullets, no one person or company has all the 
					right answers, and when disasters strike it's a family, your 
					neighbor, or your competitor who'll be first on the scene to 
					offer a helping hand. I recommend you 
					build your Risk Management program on these simple truths, 
					now
			
			click here
					 
			for an introduction to our mentors, 
					 
					click here
					meet our faculty, 
					 
					click here to 
					conduct your own research, and  
					click here
					to consider our workshops. And,
					
					click here 
					to visit our Community Outreach Center.
 |  
					
					Stop! |  
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					©2005 All 
					Rights ReservedThis 
					web site is published by Rich Woldt. For more information 
					and the latest and greatest Risk Management support email 
					Rich at:
					
					Rich@RMLearningCenter.com or call 608-712-7880.
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