Welcome to:

The Risk Management Learning Center

 1"So let it be written - So let it be done"

President Trump Farewell January 19, 2021

After four knock down drag out years, "Making America Great Again," President Donald J. Trump, our 45th President of the United States fell victim to one of the most fraudulent elections in our country's history. In typical Trump fashion and with typical Trump flair, he proudly addressed the nation and the world, before handing the Oval Office' keys over to two of the most corrupt  politicians in our nations history. Wishing them well and knowing  there'll be no way they'll ever fill his shoes, he smiled, stepped up to the podium and addressed the nation and the world. Then with pride in his step he headed out of the swamp and back to the good-life in the private sector. A private sector that'll prove more challenging now that the socialists have stolen the last election. 

On my 76th birthday, we'll be deploying "Delta Force" on an all out mission to take back the White House in 2024. Along the path to the proverbial fork in the road, we'll be driving every bottom feeding socialist out of every government' swamp along the way. This mission will feature a "Unified" command made up of  freedom fighting democrats, republicans and independents of all ages , color and creed.

Any and everyone enlisting in Delta Force whether they take part in a mission or not, will be required to adopt the following "Orders of Engagement" before they'll be allowed to enlist. God speed, keep the faith, and get ready to move out at a moments notice. 

January 18, 2021

FYI: I brought both my www.thumbsupacrossamerica.com and www.thumbsup2Trump.com websites back online. Why?

After those who voted for Biden/Harris finish celebrating they’re victory after stealing the election, they’ll hit their State-owned media outlets claiming they didn’t realize voting for Biden/Harris was going to sell our country out to the Communist Chinese, even though they were told much of their Party’ platform came straight out of Joseph Stalin’s 1936 Communist Constitution (https://en.wikipedia.org/.../1936_Constitution_of_the...).

Christians who voted for Biden/Harris, will claim they weren't told "Doctor Death” was an Obama/Biden plant in Planned Parenthood, embedded there to promote the sale of aborted body parts for medical experiments being conducted overseas. They'll look to the democrat party to cover them going forward.

Veterans who voted for Biden/Harris, will run for cover claiming they didn’t know Obama/Biden sold guns to Mexican drug lords and laundered pallets of currency to our enemies while they beheaded our solders, raped our women, kidnapped our students, burned our flag, all the while chanting “Death to America.

The Trump hating socialists, who voted for Biden/Harris, will claim they didn't know Eric Swalwell (now re-appointed to the House Homeland Security Committee) has a girlfriend working on his campaign fundraising, who is known to be a Chinese espionage agent. And, those Trump hating social media idiots will claim they weren't told "Ranking Democrat Dianne Feinstein's chauffer of 20 years was caught selling government secrets to the Chinese. They'll also tell you they didn't realize the millions of dollars donated to Biden's Alma-Mater went to recruit students from China and given an education at our expense.

The main reason, I put both sites back on line is to make sure those who voted for Biden/Harris will never be able to hide from what they've done to our country and why now, we're never going to be able to, with confidence and assurance go to the poles and vote. We'll never ever be able to trust those who boldly claimed: "We are the party you can trust to bring peace and prosperity to America."

I’ve said it many times before. God may forgive them for what they’ve done, but “We the People” will never forget.

Bye the way! Eric Swalwell is not only heading up the House Homeland Security Committee, he's playing a leading roll in their efforts to impeach the President of the United States of America.

I know, I'm now one of the most hated Trump supporters in America, but at least I didn't run and hide when the Biden/Harris socialists threatened our freedom, mocked our independence, and now forever will be slowly but surely taking away the liberty handed down to us from our Founding Fathers.

I'll be launching a counter offensive from this www.RMLearningCenter.com and other websites in the spring.

 

Wednesday, January 20, 2021 is going to go down in history as the saddest day in America's history. No freedom fighting American will ever be able to watch the movie "Dave" without crying. God forgive those who voted for Biden/Harris.

Click on the following link, purchase the movie and pass it on to the next generation. It may well be the last chance you'll have to let them know how close we were to rescuing our democracy. (https://www.google.com/search?q=the%20movie%20dave...)

January 7, 2021

The left is trying to do all they can to block President Trump's ability to defend himself, to include blocking him and his supporters off Twitter, Facebook, U-tube, etc. Click on the link below before they figure out how to block him off my webpage. You should also go to: www.misinformationpandemic.org  for other direct links to President Trump. 

cid:image002.png@01D6AF15.BD477840

https://twitter.com/WhiteHouse/status/1349492130578919425?ref_src=twsrc%5Etfw

https://video.foxnews.com/v/6222703211001#sp=show-clips

 
"When it come to politics, the best I can do, from an RM perspective is put you in a position to identify, measure and control the speculative risks you take every time to step into the polling booth."

In our upcoming RM workshops, those voting to impeach our President, will be known as the "self-serving socialists, be they democrats or republicans.

Far too many democrats and republicans are now willing to vote to impeach the President of the United States first over a phone call and now over a speech he made laying out all the evidence of election fraud and highlighting how the election was stolen and only asking if congress would send the evidence of fraud back to four states to be considered before they certified the election.

After all, once Biden/Harris are sworn in on January 20th, we'll be living through four years of socialism, like it or not.

I'm going to post a link here to his speech on January 6th, not to justify the violence at the capitol, nor justify some of Trumps comments at the rally, neither can be done, but only to allow every democrat and republican the chance to decide for themselves.

If we now are going to impeach any politician for rallying his supporters during any election, for any office, that will, in my opinion forever take away the freedom of speech on which our freedom, independency and liberty are based.

Here is the link: https://www.rev.com/.../donald-trump-speech-save-america... if it doesn't work you might Google it yourself, but considering the left has now blocked so much off of social media you may have to wait for my next RM workshop in the spring.

 

Political disclaimer!

Click here for my RM response to posts on my "Rich Woldt" Facebook page:

Click here to access our RM "Deep-throat" files.

During the 2020 presidential election, I launched www.thumbsupacrossamerica.com  and www.thumbsup2Trump.com, to offer voters a one-on-one Risk Management (RM) path to the polls November 3, 2020. It was a race between the incumbent, free-market capitalist President Donald J. Trump and, former Vice President, under the Obama/Biden administration, Joe Biden, the whole country knew was a "Trojan Horse for socialism. Both sites where used to chart an "academic path to the polls," which I dubbed "The Fork in the Road," at which time each voter would decide to go far left with the socialists who'd commandeered the Democrat Party, the party to which I once belonged, or straight ahead with President Trump and free-market capitalism.

It was one of the most contentious campaigns in US history, eventually resulting in the Biden/Harris campaign having to steal the election, in order to ride Joe Biden back into the Washington swamp. Both www.thumbsupacrossamerica.com  and www.thumbsup2Trump.com will remain in our library as a reminder of what can happen to a free society when it fails to manage the risks created by socialists dead set on destroying our democracy.

Ask any veteran what's worse than fighting and dying so we might be free and they'll tell you, it's living without either. Ask any Christian what's worse that the forced taxpayer funding of abortion and they'll tell you, it's turning a blind eye to the Biden/Harris electorate who stole the elections thereby condemning the yet to be born to the discretion of the socialists occupying the White House. Then ask those who voted for Biden/Harris, how they could turn a blind eye to Joe and Hunter Biden profiteering from the wars fought while the Obama/Biden' administration was in the White House.

Don't let them tell you they didn't know, before they cast their vote, in many cases more than one. Don't let them tell you they didn't listen to Tucker Carlson's interview with Tony Bobulinski. Send them this link, if they say they missed it. (https://www.google.com/search).

As of January 20, 2021, I'll be launching a number of Risk Management (RM) workshops, focused on draining corrupt politicians on both sides of the aisle out of the Washington swamps. We'll be focusing on two missions: launching "Home-rule Healthcare and Insurance - A Cure for the Obamacare Plague" and launching "Free-market capitalism - A cure for the Biden/Harris Pandemic."   

 

Over the years, I've launched a number of "Community Outreach Project Sites (COPS)", used to teach Risk Management (RM) throughout the world credit union movement. Following is a brief history of four of those sites:

 

After Vietnam I launched www.doorcountyveterans.com as a way to deal with the guilt I was feeling coming home from Vietnam and leaving our troops in harms way, fighting a war run under the "Orders of Engagement" dictated from the Oval Office.

Remember: "Hey-hey LBJ, how many boys you kill today?"

Ask any veteran what it's like fighting under the orders of engagement dictated from corrupt politicians swimming in the Washington swamps. Then ask those who voted for Biden/Harris, how they could turn a blind eye to Joe and Hunter Biden profiteering from the wars fought while the Obama/Biden' administration was in the White House.

Don't let them tell you they didn't know, before they cast their vote, in many cases more than one. Don't let them tell you they didn't listen to Tucker Carlson's interview with Tony Bobulinski. Send them this link, if they say they missed it. (https://www.google.com/search).

After I retired and after 911 I launched my risk management Learning Center: www.rmlearningcenter.com and was hired back to organize risk management programs in Europe the Caribbean and South Korea.

When COVID 19 hit I launched: www.thumbsupacrossamerica.com and when it became obvious that 21 of the most far-left extreme socialists in the country were running for president of the United States, I launched: www.thumbsup2trump.com.

It was very obvious their campaign had nothing to do with what was in the best interest of our country, it was only to take down President Trump based solely on their hate for the man and anger fueled by his success.

Ask those who voted for Biden/Harris, how they could turn a blind eye to Obama/Biden selling guns to Mexican drug lords, laundering billions to our enemies while terrorists beheaded our solders, raped our women and kidnapped our students. Ask those who voted for Biden/Harris, why they voted for open borders, chain migration and the releasing terrorists back to the battle field while Obama/Biden offered to reduce the nuclear shield protecting western Europe. And don't forget to ask them about Benghazi.

 

Need a quiet place to study?

Check out my Door County cottage at: www.RichWoldt.com    

Are you a veteran? Check out my veteran outreach site at:  www.DoorCountyVeterans.com

Are you looking for a "Risk Management" path through COVID 19 and back to work? Check out www.thumbsUpAcrossAmerica.com

Theme song 2015 

CEO: Richard A. "Rich" Woldt

Biography

RMLC & Credit Union History 

Community Outreach Site

Veteran Outreach Site

About Us 

Click here to cure Obamacare

If only Reed Riblble would have listenedl

RM R&D Dept. RM White Papers 2007 Curriculum RMLC  Lounge   RMLC Accomplishments

History of the International Credit Union Movement

Instructors & Contributers

Mentors

Stake Holders

About Us 

 Board Report

  RM R&D Dept.

Curriculum

Letter to Editor

 RM White Papers 

 Bulletin Board  

RMLC & Credit Union History 

Community Outreach Site

Veteran Outreach Site

From

Dave Mc Guinn
President,
Safe Deposit Specialists
PO Box 40026
Houston, Texas 77240-0026
(713) 937 9929
www.sdspec.com

Read Dave's latest RM words of wisdom - Tell him Rich recommended you contact him!

 

 

Two thumbs up to our US and WOCCU credit union Risk Managers:

From a Risk Management standpoint, when we step into the booth, pull the curtain and cast our vote for President of the United States of America, November 3, 2020, we're going to be taking the "speculative" risk of our life. No one should doubt, the far left socialist wing of the Democrat Party, has commandeered our once moderate Democrat Party; the party of JFK that landed us on the moon, the party of Truman and FDR that lead us through WWII and pulled us out of the Great Depression.

Never in my 74 plus years, have I feared for our freedom as I do watching so many blindly follow those advocating open borders, sanctuary cities, not just the taxpayer funding of late term abortions, but after birth abortions, confiscating our guns, the demise of our fossil fuel industry, and the removal of God from our government, schools and public squares.

Please join our mission to root the far-left socialists out of our local swamps, take back our constitutional right to self determination. Join us at the polls on November 3, to keep America heading in the right direction.

God Bless You, and God Bless America.

Go to: www.ThumbsUpAcrossAmerica.com and join us on our mission to reelect Donald J. Trump on November 3, 2020.

Click on me to get home!

A message from our founding fathers:

 

“Home Rule” Healthcare and Insurance

A Risk Management’ cure for Obamacare

By Rich Woldt – CEO

The Risk Management Learning Center

“It is by coming together that we grow, joining together that we make progress, and working together that we succeed."  

Thomas Jefferson said, To compel a man to furnish funds for the propagation of ideas he disbelieves and abhors is sinful and tyrannical.”

England’s Prime Minister Margaret Thatcher warned, “The problem with European Socialism is eventually you run out of other people’s money.”

 

Rich Woldt CEO

              Biography Biography

 Click on my picture above for excerpts from my upcoming book titled: "Home-rule Healthcare and Insurance - A cure for Obamacare. This is an unedited, "Do not copy" draft of my book that's still buried in our "Deep Throat" files at my Risk Management Learning Center. Leah Vukmire is the perfect conservative Christian to introduce my national strategy that moves our country away from tax supported abortions, to tax funded adoption alternatives.  Click here and help us get the job done. 

To my fellow Americans: I first prescribed a "Home-rule" cure for Obamacare the day I learned the law was passed without being read. I recommended the "unified" incident command system (ICS) as a cure for our struggling veteran administration, the night my medic committed suicide. And, I first recommended the world credit union movement as a grassroots defense force, needed to rebuild our struggling economy, secure our unprotected borders, defend our freedom, and rescue us from those deceived by false hope and promises of Socialism the day I was born.  

 Click and make your day!  

 I've sat on both sides of the isle and argued from both ends of the political extreme. I’m a recovered liberal, graduated from the UW Madison campus in 1968, lived most of my collage life on the isthmus, campaigned and voted for JFK, LBJ, US Senator  Russ Feingold and Madison's far left liberal Mayor Paul Soglin more than once. I was an active member of the Office of Professional Employees International Union (OPEIU-39) throughout my 30 year career teaching Risk Management at every level of the world credit union movement. I'm a conservative, right leaning Catholic, carry concealed, a Vietnam vet, Past Commander and current Chaplain of VFW Post 8337. I'm an active member of American Legion Post 527 and lifetime member of AMVET Post 51. I'm a licensed Private Investigator, Certified Fraud Examiner (CFE), and a Certified Protection Professional (CPP) member of ASIS.

I was raised on a small farm in Door County, the only northeastern Wisconsin county to vote Barack Obama into the White House, and Tammy Baldwin to the U.S. Senate. I launched www.DoorCountyVeterans.com in honor of the five Vietnam Vets from Door County killed in Vietnam, and www.RichWoldt.com to rent my farmette in Egg Harbor. The biggest risk we face today were created by our failure to manage the "Obama/Alinsky affinity" risks I warned about in 2008. If you doubt it, use Alinsky's 8 Rules for Radicals and benchmark where our country is today: 

https://www.youtube.com/embed/YjntXYDPw44

RMLC & Credit Union History 

Community Outreach Site

Veteran Outreach Site

About Us 

Click here to cure Obamacare

Thank You Reed Ribble

RM R&D Dept. RM White Papers 2007 Curriculum RMLC  Lounge   RMLC Accomplishments

The Financial & Security Products Association

Abraham Lincoln said, “America will never be destroyed from the outside. If we falter and lose our freedoms, it will be because we destroyed ourselves.”

England’s Prime Minister Margaret Thatcher warned, “The problem with European Socialism is eventually you run out of other people’s money.”

Thomas Jefferson said, “My reading of history convinces me that most bad government results from too much government.” 

Thomas Jefferson said, “To compel a man to furnish funds for the propagation of ideas he disbelieves and abhors is sinful and tyrannical.”

Barack Obama said:

“I can make a firm pledge, under my plan, no family making less than $250,000 a year will see any form of tax increase. Not your income tax, not your payroll tax, not your capital gains taxes, not any of your taxes.”

 “I will cut taxes - cut taxes - for 95 percent of all working families, because, in an economy like this, the last thing we should do is raise taxes on the middle class.”

.Ronald Reagan said,

“Government exists to protect us from each other. Where government has gone beyond its limits is in deciding to protect us from ourselves.” 

“Freedom is never more than one generation away from extinctions.”

"The only difference between the far left and right is when we're buried in a tunnel of debt, the right digs toward daylight while  the left builds a longer tunnel"

I say:

"In God we trust!! If we have to go through hell to find a cure Obamacare, we'll do it"

 

 Click here to review internationally recognized Risk Management Principles and Practices.

Guarding the Door County Peninsula: "Guarding the Door" files.  "Guarding the Door"

So where do we go from here? I'm in the process of creating non-political RM presentations and workshops (titled "Guarding the Door") that will help turn our economy around and return  managing our economy and healthcare to the private sector.

Stay tuned for my latest "Guarding the Door County Peninsula" RM publication!

We're again suffering from the aftermath of another school shooting. This time in Florida. So once again we need to revisit the pros and cons of meaningful gun regulations to help reduce the guns that are getting into the hands of criminals and the mentally.

While an increased number of law abiding citizens agree, had the coach who lost his life coming to the aid of students, be reasonable armed and properly trained, he might have at least taken out the shooter before 17 students were indiscriminately killed.

There are wolves in society and there are sheep willing to be lead to the slaughter. We need sheepdogs throughout the private sector standing guard and ready to hold the fort until police arrive.

    

Sheepdogs know you can't skin a cat if you're out gunned. Take away their nails, cure their personality disorders, and waiting to be rescued might work, but don't bet your life on it. Disarm them and they'll only poison your food or blow up your dog dish. Click here and consider becoming a "Sheepdog" in your community. 

So how's the debate over gun registries and background checks going in your neck of the woods? In the real world, gun-runners have little trouble by-passing registries while back-room clip manufacturers retrofit guns with high velocity clips and silencers. If assault weapons should be monitored, it would be more cost effective to log them in at local veteran organizations and encourage the use of InfraGard suspicious activity reports to identify potential threats and psychotic shooters in the area. A Federal gun registry will only play into the hands of cyber crooks downloading GPS coordinates before their next home invasion. Mexico has already requested a list of gun owners living in boarder' states. Once given, stand back and watch drug syndicates launch a rash of burglaries and robberies across the US. 

Few gun owners go through life without going through multiply background checks triggered by loan applications, changes in employment, job promotions and certifications, military and civil service,  joining InfraGard, ASIS International, Homeland Security Partnerships, attaining a concealed carry permit, license to practice law, drive a school bus, or sell real estate. All require not only a background check but periodic updates to ensure nothing has changed. Let's take advantage of those already “checked-out” and log them into local veteran organizations and HLS partnerships. That'll provide school districts with pre-qualified armed volunteers and help ensure we're mission ready to respond during the next national crisis.  

While we're distracted debating if and when Hitler said “This year will go down in history! For the first time, a civilized nation has full gun registration! Our streets will be safer, our police more efficient, and the world will follow our lead into the future,” China cyber crooks are infiltrating corporate America, Washington is giving tanks and fighter jets to Egypt knowing full well Mohamed Morsi calls our ally Israel' Jewish decedents blood suckers, apes, and pigs, and Iran and North Korea are gearing up to threaten the world with nuclear war.

It’s time to wake up! It's time we rebuild and mobilize our local veteran organizations. It's time to take advantage of associations such as the Firearm Owners, Ranges, Clubs, and Educators Association (FORCE), who's focus is on "Teaching Freedom" through safe gun handling practices and competitive skill development. I'm a proud lifetime member. Go to www.wi-force.org and join the FORCE. VP Biden told women, "Just shoot a double barrel shotgun in the air." It’s time to give a girl a gun and teach her how to shoot. Go to www.agirlandagunclub.com to be smarter than a Biden.

Click here for a letter-to-the-editor you can use with permission from author.     

It's been said:

Participating in a gun buy-back program because you think criminals have too many guns is like having yourself castrated because you think your neighbors have too many kids! 

Innocents Betrayed -

The History of Gun Control

If we don't remember our past, we're bound to repeat it!

(click here)

The question is, do we?

(click here)

For great entertainment click on Poster!

I've asked Todd Oliver to work with our "undercover" sheepdogs. Go to www.funnydog.com and check out his work the next time your in Branson Mo.

Give Washington a piece of your mind!

Take courage and shoot from the hip!


Enter your zip code or State in the boxes to the right and let them have it!

Click here for a letter to the editor you can send family and friends

If you're not convinced, read down to Darrell Scott's prayer for Congress.

Find Your Officials


Rest assured I'll continue to keep my political opinions out of my RM workshops, presentations, and handouts.

 

 

What's the answer to curbing violence in our society?

It comes from Darrel Scott the father of Rachael Scott one of the victims of the Columbine shooting. When he met with the House Judiciary Subcommittee he said:

"I am here today to declare that Columbine was not just a tragedy -- it was a spiritual event that should be forcing us to look at where the real blame lies! Much of the blame lies here in this room. Much of the blame lies behind the pointing fingers of the of the accusers themselves. I wrote a poem just four nights ago that expresses my feelings best (It's printed to the right).

Click here to read more of his address to the House Judiciary Subcommittee.

It's time we put God back into our classrooms and take hypocrisy out of Washington!

Rich Woldt CEO The Risk Management Learning Center 

Your laws ignore our deepest needs,
Your words are empty air.

 
You've stripped away our heritage,
You've outlawed simple prayer.

 
Now gunshots fill our classrooms,
And precious children die.

 
You seek for answers everywhere,
And ask the question "Why?"

 
You regulate restrictive laws,
Through legislative creed.

 
And yet you fail to understand,
That God is what we need!
                                      

A personal message for our International Credit Union Risk Managers

Credit unions have learned much about managing gun violence since Friedrich Wilhelm Raiffeisen founded the first credit union in Germany in 1869. We've learned armed security guards are first to go when budgets are cut. We witnessed what happened in Germany when Hitler disarmed the country in 1935 and we also learned how Sweden fought off occupation by arming every household in the country. Illinois, California, and Washington D.C. have some of the strictest gun laws in the U.S. yet their cities are call "Murder Capitals of the World." Chicago is the poster child for gun control, yet since 2001, 2,000 troops have died in Afghanistan while 5,000 people have been murdered in Chicago.

As we follow each other over the fiscal cliff law enforcement budgets will be cut. As budgets are cut officers will be laid off. As officers are laid off the response to 911 calls will be delayed. As response times increase more victims will be shot. Many gun shot victims die within 15 seconds so no life is going to be saved by simply limiting the shooters firepower. The way to save lives is to follow Sweden's lead. By providing firepower and training to those in a position to "hold the fort" until law enforcement arrives, they not only discouraged gun violence, when it occurs, lives are saved. Read down to learn more.

We all have a duty to protect ourselves, our families, our county, and our community. Click here for a message from Milwaukee County Sheriff David Clarke. He's living in the real world!

Rich with cousin George - 1952

Page down for picture in 2013

Gun control legislation that bans assault weapons and the rounds a pathological nut can carry per clip have not worked in the past and won't work this time around. It took 10 years for Bill Clinton to realize gun control legislation had no significant impact on either the frequency nor the severity of losses during an active shooting incident. In fact, Illinois, California, and Washington D.C. have the strictest gun laws yet they're known as the "Murder Capitals of the World." It's time we go back to the wisdom of our founding fathers and put an end to those who advocate laying down our guns and retreating from harms way. It's time we put more sheep dogs on the streets (click here), upgrade our personal security click here and take fear out of the second amendment click here. Watch for my next Risk Management publication titled "Guarding the Door."

    

On the other hand, consider what Switzerland accomplished by requiring citizens to own guns and play an active role in their own defense (click here). Rather than discouraging gun ownership, we should recognize the reality that terrorists have us in their sights and waiting for the police should never be our only option. It's time we adopt a national performance and proficiency standard for gun owners and require local gun clubs and veteran organizations to provide meaningful firearm training appropriate to crime rates in the area, the weapons being used by bad-guys, and the terrorist' threats bring made.

We need to enforce laws already on the books and appoint judges to the bench who'll make sure those using any gun during the perpetration of a crime pay for their stupidity. We need to curb those who condemn our efforts to profile so we can more quickly identify, measure, and control potential threats in our community by intervening before character disorders escalate into a psychotic behavior. We need to honor those willing to defend their homes and condemn those who've turned their back during our current fight for religious freedom and a more robust national security.

  

Did Hitler really say that in 1935?

There is a debate over the origin of the Hitler' quote to the right. According to the "Propaganda Professor (PP)," Hitler never made that speech in 1935. Nor, according to the PP, "is there any record that he ever spoke these particular words." PP goes on to say, "This little “speech” was obviously written for him, many years after his death, by someone who wanted you to believe that gun registration is Hitler-evil."  The PP also claims that because gun registrations programs were already in place dating back to 1928, Hitler wouldn't have claimed credit for them in 1935.

What we know Hitler said seven years later, was: “The most foolish mistake we could possibly make would be to permit the conquered Eastern peoples to have arms. History teaches that all conquerors who have allowed their subject races to carry arms have prepared their own downfall by doing so.”

According to the Propaganda Professor,

"Under Hitler's reign, Jews were prohibited from owning guns, just as they were prohibited from doing many things. And it has become an article of faith among the gun culture that had they been armed, the Holocaust would not have happened (that is, among those members of the gun culture who know that the Holocaust really did happen). "The concept of a handful of citizens armed with hunting rifles and Saturday night specials fending off an army is delusional hubris peculiar to gun addicts." "On American soil, its most glorious day in the sun has been perhaps Waco. And we all know how well that turned out."

According to me:

 We'd be wise to judge a tyrant by his actions rather than be led to the slaughter by his words! 

  • They say the shooter at Sandy Brook Elementary stopped and turned the gun on himself before running out of ammunition; not because he feared the sirens but because he feared the "heat" coming to the rescue. Disarming good-guys will only embolden the bad.
  • STOP! I'm not advocating armed security in every school! In the contrary, the potential legal liability for school districts is enormous if districts don't first conduct site specific risk analyses, write board approved security policies, regularly test security devices, and document all staff and student RM training that's appropriate to the risks identified in their school district. 

There is a place for trained professional armed security personnel on site in our schools, but for each armed security guard "hired" there must be a board approved policy that specifically states why armed security guards were hired and "equally important" under what circumstances they'll be removed. The armed guard policy must include documented training that will stand up under strict cross-examination. All potential liability arising out of armed guards on premise must be transferred through a professional legal liability contract. Anything less will subject school districts to endless law suits the first time a weapon is fired on premise.

REMEMBER! Adding security features is a "speculative" risk. We raise the bar on what's expected each time we add a security features. I guarantee you, it's far easier to add security than to remove it once security budgets are cut or new boards are elected.

  • Unless school districts can document their understanding of "Crime Prevention through Environmental Design," can mobilize a "zoned defense," and have established reachable "defendable zones" I'd be reluctant to recommend armed security as their next best security option.

It's time for school!

  • in-place of or in-conjunction with armed security guards, I recommend conceal carry programs taught by private security professionals, veteran' organizations, gun clubs, and law enforcement, as well as basic gun handling and safety training taught by parents at home as they see fit.
  • We should all be frustrated by politicians like Bloomberg who said: "When I was in college I wasn't responsible enough to handle a gun and don't remember any student who was!"
  • God help our country during the next four years.

School districts should take part in our DOJ Public to Private Homeland Security Partnerships (click here). Districts should contact their local Credit Union Risk Manager for a briefing on our International Risk Management performance standards. Once trained to these standards, I'd support adult conceal carry on school premises during school and after school events.

Such an approach to school security supports both our 1st and 2nd amendments to our U.S. Constitution while being cost effective and sustainable for generations to come. I'm writing an RM program to leverage our active, retired, and veterans attached to U.S. veteran organizations through my www.DoorCountyVeterans.com and www.COPs007.com websites.  

           

Wake up America!

Guns ownership is not our greatest risk. In 2008 the CIA reported sophisticated malicious worm attacks such as Flame and Stuxnet against IT systems controlling our infrastructure. Such attacks are capable of shutting down electric power distribution and data acquisition systems around the world. So while we waste time debating how to take assault rifles and ammunition clips out of the hands of a few psychotic terrorists, those focused on destroying our life, liberty, and pursuit of freedom are infiltrating our schools to capture the hearts and minds of our next generation.

 

While Obama is moving closer and closer to European Socialism and driving us over the proverbial economic cliff, terrorists are moving back into Iraq and Afghanistan from where they'll launch what many predict will be World War III.

So what's my view of the current gun control debate?

It's a diversion perpetrated by those who want us to ignore executive orders that are destroying our economy and plunging us deeper in debt to Communist China while they negotiate away our nuclear defense capabilities in Europe and hand over our national security to the United Nations.

My best advice now that Obama is in the White House for another four years, is to buy your assault rifle ASAP and stock up on ammunition before it's taxed out of existence.

George and I have ours!

 

PS: A word from the father of a Columbine shooting victim, 

click here! Darrell Scott, the father of Rachel Scott, a victim of the Columbine High School shootings in Littleton, Colorado, was invited to address the House Judiciary Committee's subcommittee. What he said to our national leaders during this special session of Congress was painfully truthful.

Darrel Scott said: "I am here today to declare that Columbine was not just a tragedy -- it was a spiritual event that should be forcing us to look at where the real blame lies! Much of the blame lies here in this room. Much of the blame lies behind the pointing fingers of the accusers themselves. I wrote a poem just four nights ago that expresses my feelings best. Click here to read more of his address to the House Judiciary Committee.

By Darrell Scott

Your laws ignore our deepest needs,
Your words are empty air.

 
You've stripped away our heritage,
You've outlawed simple prayer.

 
Now gunshots fill our classrooms,
And precious children die.

 
You seek for answers everywhere,
And ask the question "Why?"

 
You regulate restrictive laws,
Through legislative creed.

 
And yet you fail to understand,
That God is what we need!

 

Guns have never been nor will they ever be the primary threat to our security.

But when Democrats vote not once but three times to exclude God from their national platform, then use Obama-care to force Catholics to fund abortions or pay fines, they weakened the moral fiber of our nation and put the character of our culture up for grabs. In Door County, when they destroyed the political signs of their opposition and sent threatening letters to businesses who dared to support Romney/Ryan and Tommy Thompson, they not only put the good name of their party on the line, some put themselves on a one way road to criminal prosecution. Click here and watch for their day in court. Watch also for my RM publications titled "Guarding the Door," "Sweeping out the Door," and "Stopping Terrorists at the Door."

It's increasing obvious that our first step to secure our schools is not to disarm our citizens but rather bring God back into the classroom as our first line of defense. 

The real threat to our security comes from within. Translated chatter on terrorist blogs when asked "Should the U.S. expect another 9-11 type attack?" goes something like this, "Why should be take down a tiger when there are so many sheep willing to be slaughtered?" When terrorist blogs refer to Obama as "The Sheppard" and we remember Poland and Austria had to first bow to Hitler before relinquishing their guns, it time we realize restricting our fire power should never be a part of our national defense. 

Within seconds after Walker' recall petitions became part of the public record, cyber forensic experts identified chatter on the internet indicating elements of al Qaeda, Hamas, Hezbollah, Palestinian Al Aqsa Martyrs Brigade, Aleph, and Chechen groups were busy downloading and identifying recruits for future domestic terrorist attacks. It has been reported that al Qaeda has already called for cyber-jihadists to attack critical infrastructures. The Islamic Revolutionary Guard set up its first official cyber-warfare division in 2010, with an estimated $76 million budget.

 

 

Now it's back to school for our cadre of International Credit Union Risk Managers! There are no silver bullets but there are Risk Management methods and response protocols we can adopt to if not avoid at least reduce both the frequency and severity of the next public shooting or terrorist attack. 

Contact your WOCCU and League Director of Education for a copy of my white paper on "Executive Protection for Credit Union Leaders, Celebrities, Political and Public Figures"       n and visit our RM library for RM white papers on the Tu

 

 

The move toward European Socialism is creating new economic risks in the U.S.A.

I told you so! Thanks to the reelection of Obama, healthcare cost and insurance premiums are going to double over the next year and triple over the next few. Catholic organizations to include homeless shelters, food pantries, and childcare and assisted living facilities are going to be fined for refusing to provide coverage for abortions and euthanasia.

I urge all Credit Unions, chapters, leagues, national and international associations to immediately accelerate programs that focus on our credit union history, purpose and philosophy. Focus on our Not for charity - But for service, and "People helping people" philosophy. Teach the evolution of our movement from your credit union through your chapter, league, and national association to the World Council of Credit Unions (WOCCU). The past four years has driven the U.S. to the edge of an economic cliff. We're now borrowing 40 cents of every dollar to fund entitlement programs which by the day discourage the free spirit on which our country was built.

Worse, the failure to protect and defend our embassies, our willingness to disarm our nation, and apologize for our past economic success has emboldened both international and domestic terrorists. We fought hard to avoid the cliff, regain our religious freedom, and curb the drive to disarm our country, but failed on November November 6, 2012. We have no choice now but to manage economic risks driving us over the proverbial cliff and arm ourselves to defend our homeland one town, one community at a time.

Being Catholic, I'm proud to join the growing list of companies fighting for our religious freedom (Domino' Pizza, Hobby Lobby, etc.). There is no way I'll provide Obamacare for employees of any of my companies nor will I pay fines for violating my Christian conscious. Click here and join "your" fight. Catholics, click here! 

        

Attention Credit Union Risk Managers!

Credit Union Liaison Officers included campaign headquarters during operational period #1 to collect supplies for Hurricane "Sandy" victims! Contact your chapter leaders for a post incident debriefing. Note the following example:

 

 

The Romney/Ryan campaign used the Incident Command System (ICS) during hurricane Sandy to mobilize volunteers across the country and and assemble supplies for victims in harms way. At the national level, Ann Romney took command using candidates in each state as her "liaison" officers. In Wisconsin, Congressman Reed Ribble mobilizes volunteers through campaign headquarters in his district. 

        

Maslow's Hierarchy of Needs. Learn more at www.cops007.com!

Attention Credit Union Risk Managers -"Let's Roll!"

"Credit unions, chapters, leagues, national and international associations have formed "unified" commands appropriate for Hurricane Sandy's scope, scope creep, and potential impact on their communities. Early warnings allowed time to backup critical information, conduct pre-incident briefings, create controllable crime scenes, provide site specific housing-in-place instructions, and distribute responder' protocols and tracking strategies for children and vulnerable populations during mass evacuations. Credit unions in Sandy's path have performed well during operational periods one and two and are well positioned to rebuild communities during operational period three."    Rich Woldt

Click on the following for an RM refresher!

Forward a link to this page to your credit union members!

 

2012 Mission Statement

I launched the Risk Management Learning Center in fall of 2001 shortly after the terrorist attacks on 9/11/2001. Watch for the roll out of my Risk Management Grad-school after April 15, 2012 to commemorate the 100th anniversary of Titanic sinking and the 157th anniversary of Abraham Lincoln's assassination.

The world continues to change at a geometric rate... as do the RM methods, practices, and protocols needed to survive the latest natural disaster, pandemic, or terrorist attack. The RM Grad-school' mission will focus on documenting the RM principles on which our profession has been built and capturing the RM "best practices" that have been tested under fire during the past two centuries. 

If you've attended a Risk Management workshop, presentation, or program... sponsored by your credit union chapter, league, national, or international trade association, you're automatically enrolled in Grad-school. This includes all the International Credit Union Risk Management cadre I organized through the World Council of Credit Unions (WOCCU) and the CUNA Mutual Group's International Department dating back to June 29, 1971.

Real life case studies drawn from... www.COPS007.com my community outreach center, www.DoorCountyVeterans.com my veteran support center, www.RichWoldt.com my personal website, and www.RMLearningCenter.com my Credit Union Risk Management Training Center, will be used to bridge the gap between RM theory and current RM practice and protocols now required to survive in our increasingly dangerous world. 

My goals include helping credit unions pass on their RM wisdom... to their members through their chapters, leagues, national and international credit union associations. For years I've said, "Credit unions are positioned better than any other organization, anywhere in the world, anytime in history to come to the aid and rescue of a community, country, or world standing in harms way. During 2012, I'm going to prove it. 

It's my personal hope to continue my passion for teaching Risk Management... during summer from my home in Door County, and during winter from on stage somewhere around the world. I've learned much promoting conservative values in Wisconsin's liberal political environment and more watching our country slide deeper and deeper in debt. I'm increasingly convinced, it's time we all take a stand against those who assault our "faith-based" values, moral code, business ethics, and constitutional freedoms. Following are some of the presentations I'll release during 2012:

RMLC' RM Curriculum - 2011

A PREVIEW OF PRESENTATIONS - 2012

A Briefing and Update on Executive Protection

A Briefing on the Role Credit Unions Play During Natural Disasters

The Incident Command System (ICS) - A Credit Union' Perspective

How to Mobilize the Credit Union Movement During a Mass-evacuation

How to Safely Attend Hostile Protests and Demonstrations

How to Manage Risks When You're the Terrorist's Target

How to Rebuild a Devastated Economy 

How to take Command when the Incident' Scope Overwhelms or its Duration Exhausts Public Sector Response Assets

How to be a Hero during Operational Periods #1 - #2 - and #3   

Page down to "Stepping into the public eye can be dangerous!"  

 

Everyone over 10 knows where they were... when Muslim extremists hijacked four planes, flying two into the World Trade Center towers, a third into the Pentagon, and a fourth into the ground before hitting their suspected U.S. Capitol or White house targets? No one will ever forget the 3,000 plus who lost their lives nor those scared by the memory for life.

I'm worried however that... after 10 years too many have been duped into a false sense of security,  too many are willing to ignore the ongoing threats from homegrown terrorists, too many are willing to retreat from the front lines in Afganistan and Iraq, and too many are willing to place our "Homeland Security" in the hands of others.

We've accomplished much in 10 years: We've equipped, trained, positioned and deployed public sector response assets and eliminated public sector silos to improve interoperability between law enforcement, emergency government, and homeland security agencies. Public-to-private partnerships have been formed to field test, equip, and train private sector VIPER squads and CIRTs. Wisconsin became the forty ninth state to pass concealed carry legislation, thereby empowering its citizens to more effectively protect and defend their homeland. The debate over how much and what type training and what skill sets should be required has just begun. The minimum standard for most law enforcement agencies is 52 hours of basic training plus scheduled and documented participation in continuous training and certification programs.

My vote was for a minimum one day, eight hour course with the first four hours focusing on gun handling safety and four on the liability risks created the moment the gun is drawn. At a minimum, all who carry should read my RM recommendations based on the shooting at the Safeway Store in Tucson. I'll be posting RMLC concealed carry training recommendations on my RMLC Grad School web site before the end of the year. All Credit Union Risk Managers should be teaching frontline personnel and those who transport currency or service ATMs about pushback room, bailout routes, and defendable zones. 

As long as unemployment Our downturned economy will offer fertile grown for growing homegrown terrorist.  It's comforting to know the world credit union movement is ready to roll no matter what the terrorists or Mother Nature sends our way!   

So from a Risk Management standpoint why do I worry? While our public sector response assets are the best in the world and more than adequate to respond to natural disasters and pandemics, I worry we've become increasingly more vulnerable to terrorist attacks targeting not only our buildings, bridges, subways and communication systems but equally important our economy, democracy, personal freedoms, and right to take charge of our own destiny. The government intervention into the private sector has done worse than drive private sector industries overseas, they've sold our corporate intellectual property, security secretes, and patens down the river.       

Attention: If your credit union, veteran organization, home, friends or family, etc. are in the path of Hurricane Irene it's time to batten-down the hatches and get out of harms way.  It's time for credit unions, chapters, leagues, CUNA and Affiliates, CUNA Mutual Group, and WOCCU to activate their contingency plans, set up command centers, identify staging areas, and write appropriate "Unified Commands" based on Irene's scope, path, and level of destruction.  

Click here for a sample pre-CIRT deployment briefing.

Click here for a sample first responder mass-evacuation protocols.

Click here to review your Incident Command (IC) protocols.

RM tips for "Private Sector" Incident Commanders (IC)

  1. The first words spoken by the first person at the scene should be "I Take Command" which creates a single command focused on stabilizing the incident for the moment.  Immediately call 911 to summon public sector first responders. Stay on the line to ensure the 911 operator has all necessary information needed to send appropriate public sector response assets to the scene. Once public sector response assets are at the scene, brief them as requested, provide them with your contact information and stand back.
  2. The first focus should be on safety at the scene for victims, first responders, and observers. Designate a "Safety Officer" to monitor the scene as well as the equipment and health of all responders. 
  3. Your second focus should be on communications. Designate an "Information Officer" to deal with the media and family of the victims. Establish a private setting for victim' families and friends. Designate one spokes person to coordinate all media and news releases.
  4. When the scope of the incident exceeds what can be handled by a single command, designate a "Liaison Officer" and establish a "Unified Command" appropriate to the incident type, scope and potential for scope creep.
  5. At a minimum, designate a "Command Staff" to include a Chief of Operations, Chief of Planning, Chief of Logistics, and Chief of Finance.
  6. Request your Logistics Officer to designate and your Operations Officer to set up an appropriate Incident Command Center, Staging Areas, and triage.
  7. Request you Planning Officer to write operational period response plans to include staffing a strike force and mission Critical Incident Response Teams (CIRTS). 

Lessons learned during RMLC field tests and deployments:

  1. One IC per credit union (President/CEO), veteran organization (Commander), organization.
  2. Use fast food debit cards to track vulnerable population during a mass evacuation and at shelters.
  3. Properly equip, train, track, and insure all first and follow-up responders.
  4. Go to: www.cops007.com and www.DoorCountyVeterans.com for additional information.

For more RM information contact your league Director of Education:

  • Hurricane Tutorials built during Wilma, Rita, Ivan, Katrina, etc.

    R&D Library Follow-up Support RM R&D Dept. Curriculum

    RMLC LobbyRM White PapersCredit Union History

My Shopping Cart

Howard Stern.  

Credit Union Risk Management Summer Students:  

Victims of the recent tornados, floods, and fires should download and distribute our RMLC support materials. Click here for a Basic RM Training Review for CUNA Management School Graduates and our cadre of International CU Risk Managers.  click here if you're not familiar with the RM support available through your credit union, CU chapter, league, CU national associations, WOCCU and CUNA Mutual Group. Click here for a sample pre-CIRT deployment briefing and click here for a first responder mass-evacuation protocols. 

RMLC faculty position papers: Click here for Michael Bender's paper on the Wisconsin concealed carry bill. I used his papers when I spoke in favor of this bill during the debates at the Wisconsin Capitol. Click here for David McGuinn's latest RM Safe Deposit Box publications.  Click here for Dave's release titled "Drill Baby Drill - Mystery Boxes Create Unhappy Renters."

 

Introduction - 2011

I launched the Risk Management Learning Center in July 2001, two months before the 9-11 terrorist attacks at the World Trade Center. My personal goal was to continue teaching Risk Management in the private sector. My professional goal; to research RM best practices in both the public and private sectors, to develop emergency response protocols for the private sector to deploy anytime the scope of a terrorist attack, natural or man-made disaster, or pandemic overwhelms or its duration exhausts public sector response assets.

Mission Statement 2011 - 2021: On July 4, 2011 I plan to introduce the Risk Management Learning Center Graduate School. Case studies, power point presentations, video tutorials, etc. will be used to teach the same "Incident Command System"  in the private sector that's required for all  law enforcement, firefighters, and emergency government personnel in the public sector. Our  grad-school' goals include: Identifying mission-ready private sector response assets commonly found in most communities within five miles of ground zero, mobilizing private sector response assets that can be at the scene within minutes to take command, forming private sector  "unified" commands that can expand and contract quickly to meet changing needs, and establishing cost effective and efficient pubic-to-private partnerships focused on rebuilding the economic infrastructure devastated by any large scale community crisis. 

 

Our RM Tip is courtesy of the SANS Institute

"Closing or minimizing your browser or typing in a new Web address when you're done using your online account may not be enough to prevent others from gaining access to your account information. Instead, click on the 'log out' button to terminate your online session. In addition, don't permit your browser to 'remember' your username and password information. If this browser feature is active, anyone using your computer will have access to your investment account information."

For more tips, visit Security Today

History of the International Credit Union Movement

Instructors & Contributers

Mentors

Stake Holders

About Us 

 Board Report

  RM R&D Dept.

Curriculum

Letter to Editor

 RM White Papers 

 Bulletin Board  

RMLC & Credit Union History 

Community Outreach Site

Veteran Outreach Site

From

Dave Mc Guinn
President,
Safe Deposit Specialists
PO Box 40026
Houston, Texas 77240-0026
(713) 937 9929
www.sdspec.com

Read Dave's latest RM words of wisdom - Tell him Rich recommended you contact him!

New  2013

Regulation/Compliance Manual Updated 2013

 click here

The Chicago Flood

click here

Drill Baby Drill

click here

How safe is a Safe Deposit Box?

Click Here

Gold and Silver investors turn to "Private" SD Boxes for secure storage

Click here

How safe are your SD Box contents during hurricanes, fires, and floods?

Click here

For the latest RM advice, I recommend you contact the Directors of Education at all of the following:

 

The Financial & Security Products Association

www.ASISWisconsin.org

Wisconsin Crime Alerts

 

Attention Credit Union Risk Managers!

98% of the Risk Management wisdom I advocated over the years comes from credit union volunteers and staff with whom I've been privileged to work with over the past 41 years. My best RM advice has always been and will always be is for your credit union to listen to and active roll in your credit union chapter, league, national and international trade associations.

If you ever end-up in court and your "good-faith" effort to act in the best interest of your members is questioned, belonging to and following the advice of your industries trade associations will be your best defense.

With that in mind, I strongly suggest you learn as much as you can about managing credit union risks in your CU Chapter, League, National Association, and World Credit Union Council (WOCCU)!

 Get to Know WOCCU
 

CEO Brian Branch's Blog


Financial Inclusion


Membership


Events & Education


Worldwide Foundation

Also: In 1935 the U.S. Credit Union National Association (CUNA, Inc.) adopted the motto "The Debt Shall Die With The Debtor" and formed what is now CUNA Mutual Insurance Company a life and health company to provide loan protection and life saving insurance and in the '60s the CUMIS Insurance Society to provide a credit union specific "fidelity bond" for all credit union volunteers and staff. click here to learn more.

While I worked for CUNA Inc. and WOCCU for most of my career, it was CUNA Mutual and CUMIS Insurance Society who picked up every dime of my salary and benefits and most of my bar bills.

Make sure all your members know who CMG is and the roll they continue to plan in the world credit union movement. 

Many of our RMLC faculty regularly publish RM articles and RM updates as risks in their area change.

Coming Soon you'll be able to buy RMLC power point presentations and articles for your news letter:

The icons below are for testing purposes only!

Background Checks

 

Doc Heins Obituary

FOX News

 

Instructors & Contributers

Mentors

Stake Holders

New  2013

Regulation/Compliance Manual Updated 2013

 click here

The Chicago Flood

click here

Drill Baby Drill

click here

How safe is a Safe Deposit Box?

Click Here

Gold and Silver investors turn to "Private" SD Boxes for secure storage

 

   

About Us  Board Report   RM R&D Dept. RM White Papers  Bulletin Board  

RMLC & Credit Union History  Community Outreach Site Veteran Outreach Site

 

Tornados in U.S.:  Click here to review basic RM deployment protocols for your community and click here to reach our credit unions R&D tutorials. I'll post a white paper with more details via our RMLC Grad-School. Contact your Credit Union League Director of Education and CUNA Mutual Group Risk Managers for local deployment protocols.

 

Stepping into the public eye can be dangerous!  Are you ready to manage the risks?

April 21, 2011

OK! So you've decided to become politically active. That's a good thing! I commend you for your spirit, your patriotism, and your determination to sway public opinion in your direction. From a Risk Management (RM) standpoint, standing up to be counted means you're no longer willing to sit idle and blindly follow the crowd over the cliff. Standing up means you're no longer willing to "avoid" being shot at, geared at, criticized, or humiliated for voicing an unpopular opinion. It means your ready to join the ranks of Alaska's Governor Sarah Palin, Wisconsin's Senator Robert Cowles, and their fellow legislators on both sides of the isle. It means public service is in your blood, in your genes, and in your future.

For example: Senator Robert Cowles' reputation for community service goes back generations. His grandfather, Doctor Robert Cowles had a reputation in the 1940's for delivering babies for free in Green Bay when parents couldn't afford to pay. His father, Robert Cowles Jr. built and staffed a boy's cherry-picking camp at Horseshoe Bay in Door County so less fortunate kids from Door, Brown, and Kewanee Counties would have summer employment. It was Senator Cowles' family who paid a well known child psychologist Dr. Tom Bleutte to oversee the camp. I share this because  like Sarah Palin and Robert Cowles you'll need both the desire and the courage to stand tall and tough in the public eye.

FYI: As I write, union leaders have flown in personnel from across the country to manage a recall of Senator Cowles. If you signed and now regret signing any recall petition, email your regrets to the legislator involved.  Click here  for a list of Wisconsin legislators.  He and his fellow legislators have received threats against their lives, families, their employers, and private businesses. learn more. Why? Because they all stood up and did what they felt at the moment was right for their constituents. If you think it gets easier at the top, click here for an example of Sarah Palin's poise under pressure.

Now that I've thrown cold water on your desire to run for public office, allow me to help you manage the risks you'll create when to step into the public eye. Be sure to share these recommendations with your family, business associates, and entourage. Don't assume anyone is safe from the wrath of the opposition.

While I can't guarantee your safety or success, I can help reduce your losses no mater what your political stance or future holds in store. While we may not agree politically, I assure you we're on the same side when it come to defending our mutual right to fight for our respective cause no matter how diverse our opinions might be.

If you came here to learn for whom to vote on April 5, you're at the wrong site. If your here to learn how to make it safely from your couch to the polls and back, I can help. (1) Make up your mind before you leave home based on your facts not on your fears. (2) Grab a handful of aspirins in case your heart gives out and head for the polls. (3) When you arrive at the polls give a high-sign to all in the parking lot and smile at everyone standing in line to vote. That'll convince them you're on their side. (4) As you pull the curtain, snort a little, gasp once or twice, and laugh. That'll confuse anyone within ear-shot. (5) Vote for the candidates you feel will act in your best interest. (6) Exit the booth with a smile, the building with a grin, and the parking lot with a blast of your horn. Go home and celebrate, you just experienced the freedom to choose your own destiny.

My goal is not to tell you for whom to vote. My mission is to give you the confidence to think for yourself and the courage to exercise your constitutional right to vote without intimidation. At the end of the day, remember, we're a "Home Rule" nation which means it is your right and duty to rule your home as you see fit. That means carrying concealed if you want, putting Christ into Christmas if you choose, and sending your kids to schools more focused on teaching your family values than how to place condoms on cucumbers.  It's your call, it's your duty, and it's your right! Our country is heading for an economic crisis. Thank God for those who are trying to slow it down.  Learn more....

April 6, 2011:   Click here for county by county results of the elections in Wisconsin! If election results are too close for comfort i.e. within the margin requiring a recount, be suspicious of the results no matter which candidate wins. Based on the extreme efforts to sway voters during the campaign, the death threats made to candidates, the out-of-state money and personnel hired to influence the election, and the passion of protesters, You'd be naive to think there won't be an effort to miss count votes and/or fail to report those favoring the opposition. I strongly recommend election officials be properly vetted and be required to follow the same internal and audit controls recommended for those in financial institutions who are entrusted with handling large amounts of currency or cash items. For example, internal controls should include dual verification of ballots and voting results, a process similar to cash letters used to document ballots in transit, basic background checks should be conducted on new volunteers manning polling locations, and an in-depth background check should be conducted on anyone suspected of manipulating ballots or failing to accurately report results. When a significant breach of trust is documented, a qualified financial audit of the suspect should be conducted to explain major life style changes and/or spending habits. The primary goal of these recommended internal and audit controls is to safeguard the reputation and integrity of those placed in the public eye. It wouldn't be the first time a vulnerable front-line employee was bribed to embezzle or miss appropriate items of value. From a Risk Management standpoint, we need to position those placed in the public eye so when they're accused of doing wrong their honesty and integrity is beyond suspicion. Read RMLC fraud auditing white papers for more tips to keep your reputation in tack. 

RM tips for voting safely in the midterm election April 5, 2011: Historically, midterm elections have been uneventful and down-right boring hangouts for poll watchers. This year, however, while most will be their uneventful selves, a few select sites will be the scene of angry protests, pickets, and taxpayers frustrated by the fact their State is broke and their life style might have to change. I'm not at all concerned about our economic survival. I'm deeply concerned about the escalating violence and threats made to our legislators as we approach April 5, 2011 not to mention the efforts to recall duly elected officials. I'd be remiss if I didn't help voters identify some of the risks they'll face at the polls and offer RM tips for voting safely on election day. It's basic Risk Management #101. Let's review the escalating violence. While I use Wisconsin as an example, you can rest assured other U.S. States, Great Britain, Ireland will not be far behind.    

In Wisconsin the scope of relatively small local protests quickly grew beyond state lines as news agencies, bloggers, and Facebook friends posted pictures and perspectives of not only the contents of proposed legislation but how it was presented and passed. It's a safe bet much has been learned from Wisconsin's mistakes. You can rest assured the "speculative" risks associated with passing new legislation will be better managed in the future.  

Union leaders have sent letters to businesses threatening "If you don't post signs in support of protestors you'll suffer the consequences." Threats from outside Wisconsin have been followed by personnel bused in to support recall efforts across the state. (learn more)

A Wisconsin women has been charged for sending death threats to state senators.

The first message sent March 9 to Sen. Robert Cowles of Green Bay said the sender and others had decided to kill the Republican senator by "arriving at your house and putting a nice little bullet in your head," the complaint said. The email also claimed the group had planted bombs around the senator's house and car and the Capitol building. The charges carry a combined maximum penalty of 7.5 years in prison.  (learn more)

School boards take action: (learn more)

Union leaders organized pickets and protests at select polling locations to discourage voters from re-electing Judge Prosser to a second term. His opponent vowed to oppose the budget bill, school choice, concealed carry and voter ID legislation. Her liberal stance angered conservatives especially those favoring school choice and right-to-bear-arms. After being accused of running false adds she refused to withdraw the adds which angered both sexual assault victims and those falsely accused (learn more) & (more).

Add the 22  caliber shells found on the Capitol Square, the damage done to State property, and the hostile recall campaigns manned by personnel from out the State; and it's clear that voters will need to take additional precautions when going to the polls on election day. No matter on which hook you hang your hat, be sure to vote on April 5 for the candidates of your choice.

I offer the following RM tips for voters going to the polls on April 5.

  • Cast an absentee ballot on Monday and avoid the polls on Tuesday.
  • Go to the polls with someone who can offer assistance if you find yourself in harms way.
  • Don't hang around the polls any longer then necessary.
  • Don't huddle in groups while at the polls. Remember the #1 terrorist target characteristic.
  • Make sure your cell phone is on, the battery is charged, and you have your ICE number up to date.
  • Wear loose fitting clothing and running shoes.
  • Maintain "pushback" space and "bailout" routes. 
  • Know for whom you're going to vote before entering the booth to shorten your time in harms way.
  • Carry medications you might need if the stress of the moment triggers a medical condition.
  • Let a trusted adult know when you're going to the polls and when you'll return. Have an action plan if you fail to report home.
  • If you feel threatened or observe either a suspicious object or person, notify polling officials immediately. Review your VIPER protocols.
  • Note: If you disagree with the protesters keep it to yourself while at the polls. Challenging them will only put a target on your back. If you signed a recall petition know that your support of the recall could become a public record. That may make you, your business, and your family the oppositions target. Poll watchers and election officials should conduct periodic systematic sweeps of the building interior and surrounding property following recommended VIPER protocols. (learn more)
  • Below: I've posted additional RM steps to include a white paper on steps you can take to safeguard yourself, your family, your business, and your right to vote for the candidates of your choice.
  • Click here for more detailed RM instructions. Contact your company Personnel, Security, and Risk Management departments for corporate specific RM recommendations. Credit unions should contact their credit union Security Officer/Risk Manager and their chapter and league directors of education for regional specific recommendations. .

Home About Us Faculty Mentors RM R&D Dept. RM White Papers Community Outreach Center Veteran Outreach Center 

Go to our RM R&D Dept.  to track and help the earthquake and tsunami victims in Japan. Page down to the tsunami R&D section in red. Go to our Community Outreach Center for Basic Private Sector ICS Training.

Protesting can be fun but dangerous. I'll be introducing Risk Management protocols all elected officials, protesters, and bystanders should follow to stay safe. Incident response protocols are based on my post event risk assessments after the active shooting incident in Tucson, Az. January 8, 2011, and the budget bill protests in Madison, Wisconsin.    

FYI: As an undergrad at the UW-Madison, I protested more than most, at times arm-in-arm with liberal Wisconsin Democrats such as Madison's Mayor Paul Soglin and U.S. Senator Russ Feingold. As a union member for 23 of my 30 year career and now member of the Wisconsin Retired Educators Association, I've sat on both sides of collective bargaining tables. Since the 60's I've moved toward the middle and over the fence so I'm now a registered Republican. That's what a BBA in Risk Management, Insurance, and Finance plus 40 years working in the real world does to your head.                                 

No matter your political posture, I encourage everyone to thank all the Wisconsin elected officials for their service. Click here

In my opinion, the death threats and recalls need to stop. We've had one too many death threats and suicides.

God bless those who are willing to step into the public eye and take the heat, risking it all that we might form a more perfect union. Before anyone signs a recall petition, they'd be well advised to ask themselves how dedicated and brave they'd be under fire. If you don't agree with those now in public office, make sure you vote in the next election.  Better yet; take out nomination papers and experience your own day in the political trenches. As Chief Roy Oshkosh often taught, "Never judge another man until you walk a mile in his moccasins!" Whether you agree or disagree with the 14 Democrats who chose to leave the State or the Republicans who stayed in town to vote; all where following their conscience and doing the will of their constituents.

Risk Management: The risks you take when joining a public protest are directly related to the scope of the protest, potential for scope creep, the concentration of protestors in an area with limited pushback space or evacuation routes, and the target characteristics that might attract domestic or international terrorists. The protests on the Madison isthmus and those springing up across the U.S. as well as those in Great Britain, Ireland, etc. are particularly serious because they're fueled by perceived economic disparages between geographical regions and/or social classes. Following are just a few of the risks created when you intentionally or unintentionally get involved in a protest. (RMLC R&D files)

  1. The risk you'll be injured or killed.

  2. The risk you'll damage your good reputation.

  3. The risk you'll be in harms way.

  4. The risk you'll be in a mass evacuation.

  5. The risk you'll be in a shelter or mass housing-in-place.

  6. The risk you'll be held hostage, arrested, or detained beyond your control.

  7. The risk you'll be the victim of a terrorist' attack.

  8. The risk you'll be the victim of an anthrax scare.

  9. The risk you'll be the victim of a bombing.

  10. The risk you'll be the victim of biological warfare.  

  11. The risk you'll be caught in the crossfire of an active shooting.

  12. The risk you'll be called on to render first aid or establish at triage.

  13. The risk you'll be asked to assist in a search for a missing child or adult.

  14. The risk you'll be lost or left behind.

  15. The risk you'll become the target of the opposition.

  16. The risk you'll become financially responsible for damages.

  17. The risk you'll be on the nightly news.

  18. The risk you'll be falsely accused of theft or embezzlement.

  19. The risk you'll encounter a heart attack, stroke, or diabetic seizure.

  20. The risk your vehicle or convoy will be the target of the opposition.  

Loss frequency i.e. the number of active shooters at a protest, and loss severity i.e. the size of bombs detonated are directly related to the scope, potential for scope creep, and protestor's focus. Protests fueled by economic disparages are particularly challenging because they grow geometrically as local protests gain regional, national and international support. It's a safe bet protests are going to become more frequent and more violent. as the U.S. gets deeper and deeper in debt to Communist China and Wisconsin who's already $3.7 Billion in debt continues to borrows to keep afloat, 

Pure economic risks:  At the top of the list has to be going broke and selling national security secretes to foreign powers. if we continue to borrow, increasing our State and National debt, at some point we'll become indebted to our landlords and mortgage holders. At some point we'll be evicted and find ourselves living under a more socialistic government or worse; under Communist China rule. Each time a U.S. company moves overseas we weaken our economic infrastructure and sell out our national security. Foreign powers no longer need to steal our corporate secretes! They're buying U.S. companies to gain control over our most valuable technologies and the science that comes with each sale.

To reduce getting deeper in debt, we might use the U.S. credit union movement as a business model. We need to put cost cutting back in the hands of local taxpayers while creating regional liquidity facilities to provide loan collateral to local businesses focused on creating jobs. For example, Wisconsin, Illinois, and Michigan financials could focus on rebuilding auto plants in Janesville, Rockford, and Detroit, using vacated GM and Chrysler plants as capital assets/loan collateral and U.S. auto workers as a labor force. Once a regional economic strategy is in place, we could reach out to Japan's auto industry damaged by the earthquake and tsunami and together reengineer the global auto industry already in place. Using the global credit union movement as a model, we could than capitalize employee benefits such as life, health, and long term care insurance. One strategic action plan (SAP) would be to borrow not from outside the U.S. but from the residents within the regional liquidity facility thus further adding to the economic stability within the region. If this had been done in the 80's and 90' we'd still have a Chrysler plant in Rockford and GM- plants in Janesville and Detroit. And, the world headquarters for the credit union movement would still be 100% in Madison, Wisconsin.    (learn more about the credit union model).  

Speculative economic risks: We're all speculating on which policy, strategy, legislation, etc. will get us out of debt. We know taxing only takes investment capital out of circulation and increased spending on non-productive assets only drives us deeper in debt. We need to risk reducing tax revenue in the hope the savings will be invested in the local economy; and we need to redirect money spent on non-productive benefits back into the pockets of the employee, hoping it will be better invested in their family's future. We need to risk letting go of government guarantees and go back to charting our own destiny no matter how risky that might be. Harry Truman once said: "If you laid all the economists in the world end to end, they still wouldn't point in the same direction. But even if they did, that wouldn't guarantee it was the right direction." We need to "speculate." more aggressively (They call it dreaming where I come from) and risk taking charge of our own economic destiny. (more to think about).

To reduce "speculative" risks, local governments need to reduce taxes to put money back in family savings accounts while reducing government regulations that limits the freedom of choice and discourages risk taking. Our founding fathers knew that sheltering individuals from the consequences of a bad economic decision both eroded their "self confidence" and their "self competence." While in the short run staying safe might seam to be in our best interest, in the long run it's not. We all need to step-out-from-under government', union', and parental' shelters and take the risks required of citizens in a free democracy. 

There is no better feeling than when you take risks and run the ball as best you can, for as long and far as you choose. There's no more depressing feeling than to rely on others to fight your fights, cover your butt, and score below average in the walk of life.     Rich Woldt - CEO The Risk Management Learning Center

Managing the "Pure" and "Speculative" Risks during a protest!

Go to our RMLC Graduate School website for advanced RM assistance!

Protestors and politicians should read the following RM recommendations!

Please share the following "Executive Protection" brochure and white paper with your Republican and Democrat legislators!

Follow operational period #1 homeland security protocols. 

A wise diplomat once said, "Never shoot to kill the guy on the other side of an issue because tomorrow he just might be on your side of the fence!" Remember, we are all in this together. As I sat on the steps to the Capital this afternoon, I had to smile at the passion of students protesting the budget bill. They reminded me of myself during the '67 protests against the Vietnam War. Fortunately, 45 years ago the war we protested was fought a world away and despite the Armstrong boys blowing up our Chemistry building, the risks we faced on the Isthmus were for the most part non-life threatening. That's not the case today.

Today, while still reeling from the shooting rampage in Tucson that seriously wounded U.S. Representative Garielle Gifford and took the life of her aide Gabe Zimmerman along with five others waiting to meet their Representative, we're confronted with no less than three life threatening risks: First, there is the risk someone will shoot or physically attack one or a group of our legislators, their staff, their entourage, or their family members. Second, there is the risk that protestors will need emergency medical attention or face the dangers of a mass evacuation from the Isthmus. And third I'm concerned that someone holding a grudge or a terrorist looking for an opportunity to attack will take advantage of the protest to set off an explosive device or introduce a biological or chemical agent into the crowd. Remember the first three characteristics of an ideal terrorist' target includes achieving a high body count, having predictable victim escape and first response routes, as well as the presence of mass media. (FYI: you can page down for my Risk Analysis and post incident assessment of the Tucson Safeway shooting). Protestors on the Isthmus need to constantly monitor their surroundings, have a "bailout" plan, tested communication links, reassemble and roll-call plan, and contingency plans if communication links fail or a member of your group gets lost or injured. Click here and read the "Dressing for Success" red highlighted text in my Executive Protection" white paper.   

I recommend the following not only here in Madison, Wisconsin but across the country and around the world. First, a review of all private sector "Executive Protection" protocols to include making sure VIPER (Visual Intelligence of Persons and the Environment Reconnaissance) Squads know what to look for and how to report suspicious activity to the public sector and a review of private sector CIRTs (Critical Incident Response Teams) to make sure all know how to report into a Unified Incident Command Center.

Please read and share the following white paper and handouts.

Click here for an "Executive Protection" white paper to share with your legislative staff, body guards, entourage, etc. Note the "red" highlighted text!

Click here for an "Executive Protection" brochure to share with family and neighbors. Ask them to report all suspicious persons, vehicles, activity and objects to the police.

 Page down for a post-incident Risk Management Analysis (RMA) I conducted at the 7110 N. Oracle Safeway store in Tucson; the site of the January 8 active shooting incident.

Click here if there is a need for a mass evacuation during the protests.  This could be triggered by an explosion, gun fire, anthrax scare, etc.

Page down for more Risk Management help or go to my community outreach site www.COPS007.com or veteran RM site www.DoorCountyVeterans.com. You can also rent my Door County Cottage at www.RichWoldt.com

 

FYI: Soon, www.ASIS067.com will become www.ASISWisconsin.org and my community outreach site www.COPS067.com will merge with our veteran R&D site www.DoorCountyVeterans.com. My personal www.RichWoldt.com site will focus on managing our Door County vacation rental.  learn more

Thank you all for your help and encouragement over the past 45 years.   

 Risk Management Learning Center

Ten (10) year mission statement (September 11, 2001):

"The RMLC will field test emergence response protocols the "private sector" can deploy through the world credit union movement whenever the scope of a crisis overwhelms or its duration exhausts the public sectors ability to response."

About Us  Faculty   Mentors  RM R&D Dept.   RM White Papers  Veteran Outreach   Community Outreach  2007 Curriculum  RMLC  Lounge   RMLC Accomplishments

January 8, 2011:

6 dead - 13 wounded

An RM response to the shooting at Safeway in Tucson!

We owe it to our elected officials to cover their backs now that they're in office. In my neck of the woods, that would be Scott Walker, Ron Johnson, Reed Ribble, J.B. Van Hollen, Gary Bies, Frank Lasee, and "Riff of the Shire" Terry Vogel.  

So what do Risk Managers do?  They...

  1. Keep their heads up, eyes open, and ears to the ground. Shelve our fear of being politically not-correct and get ready to act in the face of danger. Review you five step action plan when carrying concealed. I salute the young man in Tucson who helped save lives without drawing his weapon. If only he'd been on scene a minute earlier, the little girl would not have died.

  2. Practice their "rear-strangle-take-down-hold," vertical and horizontal butt strokes I taught at CUNA Management School.

  3. Rehearse their "Identify - Measure - Control, and Avoid -Reduce - Spread - Assume - Transfer" RM strategies and now what to do if they suspect a threat or are confronted by an active shooter? 

  4. Join and support law enforcement through InfraGard at  www.InfraGard.org. Call me if you need a reference.

  5. Click here and review the white paper I wrote to support RMLC workshops on "Executive Protection" and "Violence in the Workplace." Ironically, this paper was used to support the AZ League workshops I did in Tucson and Phoenix. WOCCU, CUNA Management School, U.S. League, CMG, ABCUL and JCUL Credit Union Risk Managers, pull out your RM manuals and study the sections on event and contingency planning as well as setting up defendable zones and conducting a mass-evacuation.

  6. Terrorists will strike when we're most vulnerable. Click here to review protocols if your first to the scene. Click here to review protocols prior to a mass evacuation, and click here to review important contingency planning protocols.

  7. You can also review our CIRT, VIPER, and Incident Command and Control R&D protocols tested through  www.COPs007.com, www.DoorCountyVeterans.com, and www.ASIS067.com.

Please share these with your elected officials. There offered at no cost to victims and law enforcement. If, however, you're credit union wants to reprint them, I request $20 with a note indicating your intentions sent to me at my office address (Rich Woldt, 1906 Barber Drive, Stoughton, WI. 53589.

Note: I'll be in Arizona from January 17 - 25th.  Call me on 608-712-7880. I'll be in Aspen until then.

Don't rely on email or Facebook or Linked in. I have over 5000 not read email, I think someone stole my linked In account, and I'm trying to find time to learn how to better use Facebook.  

Rich Woldt     

Coming in 2011...
  • Free RMLC Homeland Security "Best Practices" for the private sector!
  • Free on-line briefings based on RMLC field tests of mass evacuation and housing-in-place protocols.
  • Cost effective RMLC Risk Management training and support.
  • Concealed carry classes and more!  
Credit Union Risk Managers! Use operation "Rubber hits the Road" to table top test your contingency plans for a mass evacuation!   Thank You!  Rich Woldt

Most Wisconsin credit unions joined forces with veteran organizations around the world to welcome Wisconsin Vietnam Vets Home to "Landing Zone (LZ) Lambeau"  May 20 - 24, 2010

Attention Credit Union Risk Managers: From a Risk Management standpoint, we're using operation "Rubbery hits the Road" to field test chapter level mass evacuation protocols. Use the IC briefings to update your 72 hour stand-alone contingency planning protocols.

 

Our table top test includes benchmarking how many and who answer Roll-call between now and May 23, 2010. For example: we will look to see at least 80% of those pictured below answering roll-call.

If you recognize any of them alert them to this exercise. All responses will be filed in our "Deep Throat" files after the operation. I'm doing this only to field test our Risk Management log-in capabilities. At 65 I have little interest in leaving my guard post stationed off Door County shores.

Now go to: www.DoorCountyVeterans.com and join operation

"Rubber hits the Road"

Welcome Home Wisconsin Vietnam Vets

to

Landing Zone Lambeau "Field"

Home of the world champion Green Bay Packers

Door County veterans have joined the State wide effort to welcome Vietnam vets home to Lambeau Field while honoring our 5 vets Killed in Action (KIA). Learn more
  • Operation "Boots-on-the-Ground" enlists all Door County residents in a mission to locate and land all Door County Vietnam vets with family members of the 5 KIA inside Lambeau Field before 7:30 p.m. May 22; the official "Welcome Home Wisconsin Vietnam Veterans." Learn more
  • Operation "Rubber-hits-the-Road" enlists bikers on Friday, May 21, in the Memorial ride of 1244 (The number of Wisconsin Vietnam vets Killed in Action (KIA), Missing in Action (MIA) or were Prisoners of War (POWs). Our "one-way" ride (Symbolic of our 5 who did not make it home!) will start on Washington Island the home of KIA Richard Perez, and travel south past all four High Schools from where the other 4 Door County KIAs graduated.

Learn more

  • At this time, there are three destinations once the ride crosses the southern Door County line. Some, at least 5 will head for Timmerman Field in Appleton to meet up with the 1244 coming from La Crosse, others will deploy to LZ Lambeau where they'll form a "flag line" through which the 1244 will pass, and others will park in the Pioneer Credit Union parking lot at 825 Morris, Ave. Green Bay (two clicks from LZ Lambeau). The most important first step you can take is to log into our tracking system and answer "Roll-call." Once OB1 finalizes our route and pause points we'll let you know where and when to fall-in!

 

Vietnam Vets: Contact your credit union President/CEO, Chairman of the Board, or Risk Manager/Security Officer and join the welcome home from anywhere in the world. Click here for more information.

Veterans: FYI: Credit Unions are "Not-for-Profit'; financial cooperatives organized to serve a defined field of members (FOM) such as our comrades at Navy Federal. They hold monthly chapter meetings where they share Risk Management and Homeland Security "Best Practices."

  • I recommend you attend the next credit union chapter meeting in your area and learn more about how your credit union plans to respond during the next terrorist attack, natural disaster, or pandemic.

  • Contact your State League Director of Education and take part in the latest CIRT, VIPER, and Incident Command and Control training offered through your local emergency government.

  • Many credit unions across the U.S. have already been involved in similar Welcome Home projects. Some of their "Best Practices" include:

  1. Logging into locater systems and explaining to vets why they should use their night depositories to make donations to the Moving Wall and their ATMs to safely manage their liquidity while on the road.

  2. Credit unions are providing vets with customized financial counseling through their local veteran post and/or VA centers.

  3. My best advice is join your local credit union - "It's where you belong!"                                                     Rich Woldt - Charter member of Door County Community Credit Union now Pioneer.

Click here to learn more about LZ Lambeau

 
Do we need health care reform?  Absolutely!

Do we need government intervention into health care reform? Only to a very limited degree!

Do I support the current bill being negotiated behind closed door? Absolutely NOT! 

Risk Management Logic:

  • Actuaries can't support it!
  • There are no risk reduction incentives!
  • There are no meaningful fraud deterrents!
  • We can't afford it!
  • There are better, more efficient and effective health care reforms that have proven to work best in a free capitalistic society.

Learn more

CUNA Mutual Retirees Click here for help.

Attention: RMLC Faculty and our International Credit Union Risk Managers holding the ASIS International CPP, PCI, and PSP designation.  Don't miss your 12-31-09 recertification dedline. Click here to view my recertification update.

Update: Credit Unions can be...proud of their Risk Management Best Practices" born out of their response to bank failures, the increased domestic terrorist threats this summer, and their mobilization during this fall's H1N1 pandemic scare. Credit Union Chapter and League educators are welcome to use our Risk Management research and training tools for veterans posted at our www.DoorCountyVeterans.com and www.ASIS067.com websites.

In early 2010 I'll be launching a website... focused specifically on... mobilizing the Private Sector anytime the scope of a crisis overwhelms or its duration exhausts Public Sector response assets. 

The goal is to merge... the World Credit Union Movement with Veteran' Organizations, forming a "Unified" Private Sector Incident Command structure that will work for any organization, anywhere in the world, during any crisis, anytime in history.

2009 Pandemic Response Protocols:: Our International Credit Union Risk Managers should review their H1N1 phase I to III pandemic response protocols and their ABC - 1-2-3 contingency plan for pandemics as well as table top test mobilizing a credit union/chapter level unified incident command to support sponsor companies in their field of membership. Go to our R&D library to download RMLC white papers and handouts. learn more
RM Tips from Rich...
  • Use your car alarm actuator to alert neighbors of a home invasion, stalkers, or predators in the neighborhood.
  • Wash teller counters with diluted bleach daily to ensure better finger print forensic evidence.
  • Avoid turning in written statements to the police after a robbery. Discrepancies will be used against you in court.
  • Update you Contingency Plans, Incident Command System, CIRT and VIPER response procedures at least quarterly.
  • Review our mass housing-in-place and mass evacuation protocols every six months.   
Elvis, i.e. our RMLC faculty member is back from a crushing injury and the Swine Flu.. Learn more   He's ready to "Rock and Roll" at your next annual meetings.     click here to book "Elvis" and our RMLC "Mayberry Deputy" him.                          

Rich Woldt

  • Give my cousin-in-law an economic boost!

I send a special salute... to our cadre of Credit Union Risk Managers who are attending CUNA Management Schools this summer.

More than any time in our history... we need to update Credit Union Risk Management, Homeland Security, Incident Command, Contingency Planning, and Pandemic response policies, practices, and protocols. Terrorist threats are real and focused on our economic infrastructure. 

The continued failure of government stimulus packages and... the growing resentment of governments' who are blindly intervening in the private sector, will continue to play into terrorist hands and spark new interest in frauds and scams in the private sector. Click here for an example!

In my opinion, the reputation of the global credit union movement is on the line. Credit union officials and upper management need to aggressively step up to the plate at the chapter level and remind the world why and how credit unions have brought us through the great depression, many wars, and unwanted government intervention into the private sector let alone our private lives and individual freedoms.

The Risk Management Learning Center will celebrate... its 8th anniversary this summer. While we continue to launch new programs through veteran organizations and international business associations our hearts remain with the thousands of  International Credit Union Risk Managers who've we've had the privilege to serve since June 29, 2001 let alone during the 30 years I worked for CUNA Inc, WOCCU, and CUNA Mutual.      

Swine flu (H1N1) Advisory: April 28, 2009

This is a pandemic "advisory" not an alert! Advisories help mobilize the private sector during a time of crisis. Credit Union Risk Managers should review our pandemic RM white papers on handouts.

  • Our International Credit Union Risk Managers should... immediately review our pandemic risk management white papers, (click here),

  • use our R&D library (click here), and

  • contact their Cuna Mutual Group Risk Management Representative.

  • place their... Critical Incident Response Teams (CIRTs) on alert,
  • and contact their... league, trade association, and CUNA Mutual Group Risk Managers for a briefing on credit union pandemic response protocols. Our veteran' CIRTs should contact their veteran' post commander for marching orders.
  • For more information go to... www.fda.gov/oc/guidance/emergencyuse.html.

Most credit union have well written, table-top tested, and recently updated "pandemic" contingency plans and response protocols.

Most credit union employees need only wash their hands and chair-backs and mobilize a chapter wide  response.

Credit unions need only plan before gathering, verify push-backs defendable zones, closely monitor surveillance systems, update locate-lockdown-and link procedures, and deploy security personnel to more effectively protect properly and personnel during a pandemic.

At the chapter level, credit unions need to deploy community support teams to reinforce both public and private sector responders on the front lines.

Following is my advisory with links to our R&D files.

The Center for Desease Control (CDC) warns of a possible swine flu pandemic (H1N1 Virus).  click here to learn more about the H1N1 virus.   Rich Woldt

  • Health care professionals... and consumers may report serious adverse events (side effects) through the FDA's MedWatch Adverse Event Reporting program either via Regular Mail: use FDA form 3500 available at: www.fda.gov/MedWatch/getforms.htm and mail to MedWatch, 5600 Fishers Lane, Rockville, MD 20852-9787 or
    --Fax: (800) FDA-0178 or
    --Phone: (800) FDA-1088
    --Online: www.fda.gov/MedWatch/report.htm 
  • FYI: From our R&D files...Click on the following and pass it to first responders and care givers:
  1. Interim Guidance for Patients and Case Definitions for Infection with Swine-origin Influenza A (H1N1)Virus (S-OIV) ..

Rich Woldt 

Operation: Haiti Earthquake

February 12, 2010: It's been a month. We're through the first "Operational Period" we're in #2 and planning for Period #3. It's time to review:

  • Click here to review basic Incident Command and Control from our Community Outreach Project (COP) site.
  • Work with your Credit Union Risk Manager and League Director of Education on plans for Operational Periods two and three.
  • Go to.. www.DoorCountyVeterans.com and include veterans in your response and recovery plans.
  • Go to.. www.COPs007.com and include community leaders in your response and recovery plans.

The Risk Management Learning Center promotes the formation of "Private" sector Critical Incident Response Teams (CIRTs) and VIPER squads. In 2008 we built... a "Private Sector" Incident Command and Control Center to teach the private sector how to set up Emergency Operation Centers, manage Staging areas, and mobilize VIPER and CIRT squads during a community crisis. learn more...

We're working with youth groups...and colleges to build public-to-private Homeland Security Partnerships. I was a proud charter member of the UW Risk Management and Insurance Society in 1965 and I'm now  proud to be a charter member of the UW Risk Management and Insurance Alumni Association.

 

I encourage all...RMLC  International Credit Union Risk Managers to visit the UW RM Alumni web site at

 http://www.uwrmialumni.com:80/ 

On April 25, 2009 we official launched our alumni association during Risk Management Professor Dan Anderson's retirement party.  UW Risk Management Alumni came from all over the world for the celebration.  Dan joins are cadre of RM professionals and will continue to mentor our RMLC international risk management programs and projects.

Click for more pictures..

 

ASIS Chapter 067 officers meet regularly to schedule speakers, arrange critical infrastructty tours, and plan regional training workshops. Pictured left to right are Shawn Smith (Pres CEO Midwest Protection Inc., Jim Manhowski Owner JBM Protection & Patrol, Curt Haugen, CEO/Operations Director Scuro Group LLC, and Rich Woldt CEO The Risk Management Learning Center.

As of 4-21-11 the new domain for www.ASIS067.com will be www.asiswisconsin.com

Words credit union risk managers should know:

Google:

tokenization

Marine enters the Catholic Church confessional booth in Jacksonville .
He  tells the priest, "Bless me, Father, for I have sinned. Last night, I beat the hell out of an Obama supporter."


The priest says, "My son, I am here to forgive your sins, not to discuss your community service."

RICH WOLDT - Biography
CPP, CFE, Private Detective

Phone:
608.712.7880

Rich@RichWoldt.com

Do NOT rely on contacting me via email.

A personal reflection

Executive Protection - Active Shooting post Risk Analysis

January 26, 2011:

Safeway, 7110 N. Oracle, Tucson, AZ

I conducted a post-incident Risk Management Analysis (RMA) at the 7110 N. Oracle Safeway store in Tucson; the site of the January 8 active shooting incident.

In my opinion, While this traggic incident is fresh in our minds, it's critically important for credit union executives, board members, loan officers, collection personnel, etc. to immediately review their credit union' executive protection protocols and policies. Include but don't limit yourself to:

  • Conducting risk assessments at all CU offices focusing especially where CU executives and officials work i.e. corporate headquarters, admin buildings, etc.
  • Reviewing and updating violence-in-the-workplace response protocols, workstation bailout routes, protocols for locating-lockdown and linking key employees and their family members to "private sector" command centers, 
  • Reviewing  retreat and extrication protocols for executives during violent acts on and off premises.
  • Reviewing, rehearsing, and documenting credit union staff and employee training. Make sure all CU employees know and understand how to reach, defend, and maintain calm at defendable zones.
  • Asking event and contingency planners to update all CU event security protocols to include conducting and documenting pre-event site assessments.
  • Alerting all Credit Union Risk Mangers and alternates to their duty to ensure all credit union executives and officials know what to do and how to act before, during, and after any traumatic event at your credit union.
  • Confirming your credit union's joint operational protocols at the chapter, league, national, and international levels.

NOTE: All credit unions should join the local security association recommended by their credit union league. A key element of being properly trained and ready for the next terrorist attack, natural disaster, or pandemic is to be on the same page with other credit unions in your CU Chapter, CU League, CUNA Inc. and ....  WOCCU   Go to....WOCCU for more information.

    

Happy New Year 2011

Thank You...

  • Elvis... for your impromptu performance at our Christmas party. Click here to meet Elvis

  • Mayberry Deputy... for maintaining law and order in the USA throughout 2010. Click here and meet the RMLC deputy in charge of keeping the peace.

"The comfort and encouragement they both brought to victims has helped us all deal with the trauma and stress we've faced since they've come on board. 

  • Shawn Smith and MPI for your leadership in private and homeland security training. You're impact on security throughout the world credit union movement has and continues to raise the bar for all Risk Management professionals. 

    * Shawn Smith, Owner/CEO/President M.P.I.
    Private Security, Law Enforcement Liaison and Guard Training
  • Dave McGuinn... for your Safe Deposit Box guides and staff training. You're wisdom and foresight has saved the day more than once. Click here order the most current. 

  • John Vrabec.... and members of the Financial & Security Products Association for all your doing to safeguard assets stored in credit unions and banks around the world. Your professionalism allows us all to sleep just a little better each night. Click here to meet FSPA members and sleep better day or night.

  • Anthony "Tony" Conti... for the search and rescue work you did on 9-11-01 and for the work you continue to do with victims. You're one hell of a hero and a man I'm proud to call my friend. I've got your back! Click here to meet Tony and his tactical source professionals.

    Visit Tony's web site! That's an order!  Rich 

     http://www.tactsourcesecurityconsultants.com/

  • I thank every one whose supported our ongoing Risk Management Efforts. You're ongoing RM R&D will keep our learning center on the cutting edge throughout 2011. Click here to meet just a few of our RMLC faculty and faculty advisors.

Click here to interview our "10-Yeared Faculty"

 

 New Year's Resolutions?  

  • I'll check my Linked In, Facebook, and email accounts weekly!
  • I'll get our MAC driven websites up and running!

FYI:

  • www.RichWoldt.com will focus on renting our Door County cottage and personal efforts such as voting for Miss America! Kimberly Sawyer's aunt is my father's second cousin. Confused?

 

Website updates:

About Us  Faculty RM R&D Dept. Community Outreach Veteran Outreach Mentors

Posted 11/1/10: "Anyone who thinks the current healthcare bill is soundly based on Risk Management or insurance underwriting principles needs to review their basic RM tutorials. Read basic RM #101 tutorials and vote the politicians who crammed this legislation down our throats OUT of OFFICE!"   Rich Woldt

"Credit Union Week & Day 2010"  

This year we gathered via an international "webcast" and in person in Madison for the 22nd annual "Filene House Employee Reunion." Both helped us recommit to our "People helping People" philosophy and "Not for Profit - Not for charity - BUT for SERVICE" financial cooperative traditions!

Both helped us reconnect, refresh our memories and recall why credit unions are positioned better than any other organization, anywhere in the world, anytime in history to manage the risks threatening who our founder Friedrich Wilhelm Raiffeisen called "The Common Man."  learn more

As I Reflected back this year on what's now 45 years (1965 - 2010) working in the credit union movement, I can't help but marvel at the wisdom of our founding fathers. I'm particularly proud of how we've successfully merged and consolidated common bonds while preserving our focus on individual members and the unique economic needs of an expanding "field of membership." Credit union chapters, leagues, national and international associations can take particular pride in the cooperative projects they launched to preserve economic stability within a community or region struggling to survive, rebuild, and recover from a natural disaster, terrorist attack, or pandemic.

In 2011, we'll create videos that highlighting Credit Union Risk Management best practices. The research we did during the past 9 years through our  "RMLC Community" and "Veteran" outreach sites will be used to leverage credit union RM wisdom into all segments of the private sector.

RMLC Community Outreach R&D Site RMLC Veteran Outreach R&D Site

Home About Us  Faculty  Mentors - 007  Mentors RM R&D Dept. RM White Papers 2007 Curriculum RMLC  Lounge   RMLC Accomplishments Thank you WOCCU, International ASIS members, and US Military veterans for your involvement during 2010 RM field testing of our mass-evacuation, housing-in-place, CIRT, VIPER, and ICS emergency response protocols. I'll be publishing ICS "best practices" on our community and veteran outreach R&D sites before the end of the year. 

Community Outreach Veteran Outreach

FYI: I've merged www.ASIS067.com with www.ASISWisconsin.org so update your search engines. The www.ASIS067.com domain name will disappear in April 2011.

I pledge to get better at....monitoring emails as well as using my Rich@RMLearningCenter.com and Rich@RichWoldt.com facebook and LinkedIn accounts. Remember, I started teaching Risk Management in 1964 long before computers, the internet, or cell phones. 

Credit Union Risk Managers!

Thank You!

Thank you credit unions for taking part in our www.DoorCountyVeterans.com Risk Management Operations. You're role as "Finance Chief" helped ensure all internal, audit, and collection controls were in place and all physical, alarm and surveillance security recommended in our credit union world were properly tested prior to deployment.

As you know, we're using operation "Rubber hits the Road" to table top test our ability to:
  • Mobilize and mass evacuate a segment of the population anytime they stand in harms way.
  • Form private-to-public homeland security partnerships, and
  • Test emergency response protocols if the private sector has to "stand-alone" without public sector support for 72 hours.

I will post test results as well as our "best practices" in our RMLC library as well as brief credit union education directors who've logged into our operation. Now that I'm 65 I'm slowing down so go through your Director of Education or CUNA Mutual representative to access our test results and operational best practices.

Please share our mission protocols and best practices with your event and contingency planners and feel free to use our briefing logs to table-top-test your EOC and Staging Area management protocols.

I send a special thank you to our international credit union' observers at the Lambeau Credit Union in Tobago West Indies.      Rich
  • Go to www.LZLambeau.org for the most current schedule of events, to locate fellow vets, and for professional posters and promotion materials to use nationwide.

  • Call "OB1" before going to www.RollingThunderwi3.org to register for Rolling Thunder's 1244 Ride. Answering Roll-call and making that call will help make sure you don't get lost in the crowed.

  • Most important; Please click here and answer "Roll-call"!    

Meet our RMLC Faculty Faculty White Papers RMLC R&D Department

RMLC Curriculum Credit Union RM History 

The links below will take you to some of our "retired" RM - R&D web-pages.

About Us Mentoring Organizations       RM R&D Dept. RM White Papers5 Year Benchmarking Reports RMLC Faculty Lounge and Lobby 

Community Outreach Center 

Attention Haiti Earthquake Victims: Get to Know The World Council of Credit Unions!  WOCCU

Join: Credit Union World Online

Read: COO Brian Branch's Blog

Read: European Network of CUs

Read: WOCCU Expands Islamic Financial Services to Afghanistan

 

"The World Credit Union Movement is positioned better than any other movement, anywhere in the world, anytime in history' to take command during a crisis...  learn more

The Risk Management Learning Center is dedicated to promoting internationally recognized Risk Management performance standards throughout the world credit union movement. About US

Credit unions should expect an increase in robberies, burglaries, frauds, and embezzlements caused both by the pandemic and the panic caused by ill conceived pandemic alerts.

Credit unions are not only better prepared than during the last pandemic but in most countries they have a more advanced health care system that was available during the last pandemic.

Haiti Earthquake 1-12-10: Credit union' earthquake response and recovery recommendations... are similar to those we published for the 9-11-01 terrorist attacks, Hurricane Katrina, the Psunami, and those taught during the 1980' New Madrid earthquake scares.  Contact your credit union league, CUNA Mutual Group Representative, WOCCU, or national trade association for RM support.

Helpful RM Steps to take include:

  1. Declare the incident type (Earthquake), scope (Haiti), and potential for scope creep (Carribean). Click here  Also..Go to our RM R&D Department and page down to "Earthquakes" I've posted map links to support a WOCCU response. RM R&D Dept.
  2. Establish a unified Incident Command System for your credit union, credit union chapter, and credit union league and sponsor group. Click here
  3. Activate your credit union' contingency plans for a  large scale community crisis requiring mass evacuations and housing in place. Also activate your CU Chapter, regional and leauge  mutual aide agreements. U.S. credit unions should assess their vulnerability to the New Madrid Fault System. Click here
  4. Alert your Disaster Recovery (DAT), Damage Assessment (DAT), and Critical Incident Response Teams (CIRT).
  5. Mobilize your Credit Union's Incident Command System to include distributing tutorials for conducting search and rescue operations, setting up Emergency Operation Centers ( EOCs), and managing Staging Areas.
  6. Click here to review our RMLC Incident Command System tutorials for the private sectors. Click here to review operational period protocols.
  7. Monitor local TV and Radio station websites, Google and Bing to learn how you can help victims, donate and seek aide and support. Click here for an example and to learn more. Click here to reach the National Earthquake Information Center
  8. Our cadre of International Credit Union Risk Managers and RMLC Faculty: should Click here for an RMLC IC update. We'll be linking our veteran' and community organizer' VIPER and CIRT tutorials to our www.DoorCountyVeterans.com and www.COPs007.com sites.
  9. Donate through your locally recognized cheritable organizations, your local chapter of the Red Cross, your church, etc. Use textig technologies to donate but make sure it's going to a legitamate organization.
  10. Post fraud alerts and links to fraud detection web sites such as:those posted by local and national TV networks. Use the following when in doubt:    http://www.charitynavigator.org and www.guidestar.org. Go through your credit union, credit union league, national trade association, and WOCCU when in doubt.
  11. Credit Union Risk Managers (CURMs) should monitor their league, WOCCU, CMG, and professional trade association/development web sites. 

    I recommend ASIS International http://www.asisonline.org/), The Association of Irish Risk Management http://www.airm.ie/, etc.  As a member of the FBI InfrGard and The Association of Certified Fraud Examiners, I use www.infragard.net and www.acfe.com.   To monitor internet scams, frauds, and embezzlements I recommend www.fraudwatchinternational.org and sites such as http://www.acfe.com/home.asp, https://swern.usp3.org/ and https://mwern.usp3.org/

  12. I'll soon post a white paper on rebuilding Haiti's economy through the world credit union movement (WOCCU). For now, read yellow high lighted sections throughout this site and at www.RichWoldt.com  

  13. Go throgh your CUNA Mutual Representative or WOCCU to contact me.

Rich Woldt - CEO The Risk Management Learning Center

We're taking time out from our "Thumbs UP Wisconsin" campaign in Door County Door County Wisconsin, to offer Incident Command and Control/Risk Management support to the first responders and all those in harms way thanks to Hurricane Florence hitting the US' east coast. Forward a link to this site to all credit union leagues east of the Mississippi. Page down to return to our risk management "Thumbs UP across Wisconsin"campaign!

Immediately, forward a link to this page to anyone you know who might be in harms way. I'm posting "Operational Period #1" recommendations here. Page down for Operational Period recommendations for #2 and #3! Once the hurricane passes, return here for the launching of Operation Thumbs UP Wisconsin! Click here for evacuee support. Click here for basic ICS training, and click here to contact our faculty direct. 

Attention: If your credit union, veteran organization, home, friends or family, etc. are in the path of Hurricane Florence it's time to batten-down the hatches and get out of harms way.  It's time for credit unions, chapters, leagues, CUNA and Affiliates, CUNA Mutual Group, and WOCCU to activate their contingency plans, set up command centers, identify staging areas, and write appropriate "Unified Commands" based on Irene's scope, path, and level of destruction.  

Click here for a sample pre-CIRT deployment briefing.

Click here for a sample first responder mass-evacuation protocols.

Click here to review your Incident Command (IC) protocols.

RM tips for "Private Sector" Incident Commanders (IC)

  1. The first words spoken by the first person at the scene should be "I Take Command" which creates a single command focused on stabilizing the incident for the moment.  Immediately call 911 to summon public sector first responders. Stay on the line to ensure the 911 operator has all necessary information needed to send appropriate public sector response assets to the scene. Once public sector response assets are at the scene, brief them as requested, provide them with your contact information and stand back.
  2. The first focus should be on safety at the scene for victims, first responders, and observers. Designate a "Safety Officer" to monitor the scene as well as the equipment and health of all responders. 
  3. Your second focus should be on communications. Designate an "Information Officer" to deal with the media and family of the victims. Establish a private setting for victim' families and friends. Designate one spokes person to coordinate all media and news releases.
  4. When the scope of the incident exceeds what can be handled by a single command, designate a "Liaison Officer" and establish a "Unified Command" appropriate to the incident type, scope and potential for scope creep.
  5. At a minimum, designate a "Command Staff" to include a Chief of Operations, Chief of Planning, Chief of Logistics, and Chief of Finance.
  6. Request your Logistics Officer to designate and your Operations Officer to set up an appropriate Incident Command Center, Staging Areas, and triage.
  7. Request you Planning Officer to write operational period response plans to include staffing a strike force and mission Critical Incident Response Teams (CIRTS). 

Lessons learned during RMLC field tests and deployments:

  1. One IC per credit union (President/CEO), veteran organization (Commander), organization.
  2. Use fast food debit cards to track vulnerable population during a mass evacuation and at shelters.
  3. Properly equip, train, track, and insure all first and follow-up responders.
  4. Go to: www.cops007.com and www.DoorCountyVeterans.com for additional information.

For more RM information contact your league Director of Education:

  • Hurricane Tutorials built during Wilma, Rita, Ivan, Katrina, etc.

    R&D Library Follow-up Support RM R&D Dept. Curriculum

    RMLC LobbyRM White PapersCredit Union History

 

Page down to return to Operation "Thumbs UP Wisconsin"

 

FYI: Andre Jacque’s work with law enforcement gained him the endorsement of District Attorneys in Brown, Manitowoc, and Outagamie County, as well as all five Republican Sheriffs in the 1st Senate District. Mothers against Drunk Driving (MADD) three times named Andre Jacque “Wisconsin’s State Legislator of the Year.” Wisconsin Coalition against Domestic Violence awarded him the “Legislative Champion Award,” and Brown Country Crime Prevention Foundation gave him their “Crime fighter Award, while the Manitowoc County Substance Abuse Prevention Coalition recognized him for the “IMPACT” he’s had on our lives and community.

A Risk Management Perspective:

Don’t be misled by the negative ads paid for by the opposition on both sides of the isle. The ads attacking Andre Jacque’s service while in the Wisconsin Assemble, underscore our need for campaign financing reforms. Those ads, used by both parties, are paid for by Political Action Committees (PACs) set up by lobbyists, looking for favors once their candidate of choice is in office. My best advice is, identify who’s bankrolling such ads, and support President Trump’s efforts to prevent past office holders from selling their influence once they’re out of office. It’s part of his efforts to “drain the swamp.”  

The ads are run to confuse and mislead voters, while masking the flaws in the weakest candidate. What they won’t tell you, for example, is Andre Jacque served on the WI Small Business Environmental Council supporting environmental protection legislation, authoring AB 179 & AB 388 on wetlands and brownfield cleanup thereby earning him nearly unanimous support and praise from conservation groups throughout Wisconsin.

Mike Gallagher

Once a Marine, always a Marine!

Enough said?

A Risk Management Perspective:

Mike Gallagher (American politician) Michael John Gallagher (born March 3, 1984) is an American politician who is the U.S. Representative for Wisconsin's 8th congressional district. He was elected in the 2016 elections and took office on January 3, 2017. Click here to learn more!

Attorney General

Brad Schimel

Wisconsin's Attorney General Brad Schimel

"Guarding the Door, while moving Wisconsin forward!"

Prior to being elected our Wisconsin' Attorney General, Brad spent 25 years in the Waukesha Co. District Attorney’s office. It was Brad Schimel who set up the first full service child advocacy center in Wisconsin. He’s a past president of the “Safe Babies and Healthy Families (SBHA)” board, serving on the board for over 10 years. SBHA is an organization focused on breaking the cycle of child abuse in the home. He’s helped create Waukesha County’s “Sexual Assault Nurse Examiners (SANE)” program. SANE raises the bar for examinations looking for signs of child abuse. He’s helped write Waukesha County’s sexual assault policy and develop their “Sexual Assault Response Team.” And, he’s the co-chairman of Waukesha County’s “Child Fatality Review Team” which helped establish the guidelines for child death investigations now being used by many states across the country.

 

A Risk Management Perspective:

Brad Schimel was elected Wisconsin Attorney General on November 4, 2014, winning an overwhelming majority of Wisconsin’s 72 counties. Since taking office in January 2015, Schimel has prioritized fighting the opioid epidemic, human trafficking, and elder abuse. Click here to learn more.

 

It would be nice if we had time to debate, but the war on terror is escalating while Washington takes us throug sequestration and China pushes us over the fiscal cliff. For you who want to continue the debate click here. For others, Click here, to review my opinion of gun registration and background checks. I'll post RM solutions that'll work on this site April 21, 2013.   Switzerland required households to own and learn to shoot guns. Consequently, they were better able to resist Hitler's invation and today they're one of the safest country in which to live, work, and raise a family. Click here to learn more. In the US, four out of five murders are committed in States with the strictest gun controls.

Registering guns and doing background checks will not curb the violence in our schools. Putting God back into our classrooms will. Click here to read Darrell Scott's testimony to Congress and page down and read his poem. Darrell is the father of Rachel Scott, a victim of the Columbine High School shootings. Click here for a letter/article on gun controls to publish.

In the US, not unlike Germany before WWII, we're well positioned to arm and train our citizens to defend themselves and protect our homeland.  The difference is we can learn from their mistakes. The question is, are we?

Click here and here  and  here and here  or follow links to our RMLC Library. 

Quotes from our alumni...

" Everyone is a Risk Manager"

"We never stop learning from each other!"

 

The Risk Management Learning Center (RMLC) was launched in 2001 to study Risk Management methods and performance standards in the world credit union movement.

learn more...

The Woldt Council of Credit Unions!

 

We build on traditions... handed down form Fredrick Wilhelm Rafiesen, founder of the credit union movement.          learn more

Remember: Rebuilding our economy starts at home so:
  • Employ your family, friends, and neighbors, Shop locally,
  • Support business within your community and field of membership. For Example, when in Door County rent my cottage at www.RichWoldt.com, and shop at my sister store "Christine's" in Egg Harbor. Support members of the Egg Harbor Business Association at www.eggharbordoorcounty.org/ 
  • If you're looking for a home near Milwaukee go to:  www.Kevinwoldt.com and talk to my brother!

 

American Pie - The times are changing!

https://www.youtube.com/embed/gQ1D_1A9ds4?rel=0

 

 

Credit Union Risk Management Summer Students:  

Victims of the recent tornados, floods, and fires should download and distribute our RMLC support materials. Click here for a Basic RM Training Review for CUNA Management School Graduates and our cadre of International CU Risk Managers.  click here if you're not familiar with the RM support available through your credit union, CU chapter, league, CU national associations, WOCCU and CUNA Mutual Group. Click here for a sample pre-CIRT deployment briefing and click here for a first responder mass-evacuation protocols. 

RMLC faculty position papers: Click here for Michael Bender's paper on the Wisconsin concealed carry bill. I used his papers when I spoke in favor of this bill during the debates at the Wisconsin Capitol. Click here for David McGuinn's latest RM Safe Deposit Box publications.  Click here for Dave's release titled "Drill Baby Drill - Mystery Boxes Create Unhappy Renters."

 

Introduction - 2011

I launched the Risk Management Learning Center in July 2001, two months before the 9-11 terrorist attacks at the World Trade Center. My personal goal was to continue teaching Risk Management in the private sector. My professional goal; to research RM best practices in both the public and private sectors, to develop emergency response protocols for the private sector to deploy anytime the scope of a terrorist attack, natural or man-made disaster, or pandemic overwhelms or its duration exhausts public sector response assets.

Mission Statement 2011 - 2021: On July 4, 2011 I plan to introduce the Risk Management Learning Center Graduate School. Case studies, power point presentations, video tutorials, etc. will be used to teach the same "Incident Command System"  in the private sector that's required for all  law enforcement, firefighters, and emergency government personnel in the public sector. Our  grad-school' goals include: Identifying mission-ready private sector response assets commonly found in most communities within five miles of ground zero, mobilizing private sector response assets that can be at the scene within minutes to take command, forming private sector  "unified" commands that can expand and contract quickly to meet changing needs, and establishing cost effective and efficient pubic-to-private partnerships focused on rebuilding the economic infrastructure devastated by any large scale community crisis. 

 

Our RM Tip is courtesy of the SANS Institute

"Closing or minimizing your browser or typing in a new Web address when you're done using your online account may not be enough to prevent others from gaining access to your account information. Instead, click on the 'log out' button to terminate your online session. In addition, don't permit your browser to 'remember' your username and password information. If this browser feature is active, anyone using your computer will have access to your investment account information."

For more tips, visit Security Today

Attention! Victims of Hurricane Florence September 2018

We're taking time out from our "Thumbs UP Wisconsin" campaign in Door County Door County Wisconsin, to offer Incident Command and Control/Risk Management support to the first responders and all those in harms way thanks to Hurricane Florence hitting the US' east coast. Forward a link to this site to all credit union leagues east of the Mississippi. Page down to return to our risk management "Thumbs UP across Wisconsin"campaign!

Immediately, forward a link to this page to anyone you know who might be in harms way. I'm posting "Operational Period #1" recommendations here. Page down for Operational Period recommendations for #2 and #3! Once the hurricane passes, return here for the launching of Operation Thumbs UP Wisconsin! Click here for evacuee support. Click here for basic ICS training, and click here to contact our faculty direct. 

Attention: If your credit union, veteran organization, home, friends or family, etc. are in the path of Hurricane Florence it's time to batten-down the hatches and get out of harms way.  It's time for credit unions, chapters, leagues, CUNA and Affiliates, CUNA Mutual Group, and WOCCU to activate their contingency plans, set up command centers, identify staging areas, and write appropriate "Unified Commands" based on Irene's scope, path, and level of destruction.  

Click here for a sample pre-CIRT deployment briefing.

Click here for a sample first responder mass-evacuation protocols.

Click here to review your Incident Command (IC) protocols.

RM tips for "Private Sector" Incident Commanders (IC)

  1. The first words spoken by the first person at the scene should be "I Take Command" which creates a single command focused on stabilizing the incident for the moment.  Immediately call 911 to summon public sector first responders. Stay on the line to ensure the 911 operator has all necessary information needed to send appropriate public sector response assets to the scene. Once public sector response assets are at the scene, brief them as requested, provide them with your contact information and stand back.
  2. The first focus should be on safety at the scene for victims, first responders, and observers. Designate a "Safety Officer" to monitor the scene as well as the equipment and health of all responders. 
  3. Your second focus should be on communications. Designate an "Information Officer" to deal with the media and family of the victims. Establish a private setting for victim' families and friends. Designate one spokes person to coordinate all media and news releases.
  4. When the scope of the incident exceeds what can be handled by a single command, designate a "Liaison Officer" and establish a "Unified Command" appropriate to the incident type, scope and potential for scope creep.
  5. At a minimum, designate a "Command Staff" to include a Chief of Operations, Chief of Planning, Chief of Logistics, and Chief of Finance.
  6. Request your Logistics Officer to designate and your Operations Officer to set up an appropriate Incident Command Center, Staging Areas, and triage.
  7. Request you Planning Officer to write operational period response plans to include staffing a strike force and mission Critical Incident Response Teams (CIRTS). 

Lessons learned during RMLC field tests and deployments:

  1. One IC per credit union (President/CEO), veteran organization (Commander), organization.
  2. Use fast food debit cards to track vulnerable population during a mass evacuation and at shelters.
  3. Properly equip, train, track, and insure all first and follow-up responders.
  4. Go to: www.cops007.com and www.DoorCountyVeterans.com for additional information.

Why read my introduction?

Reading my introduction, will give credibility of my opinions, not to mention the recommendations I’ll be making after each workshop. Equally important, reading my introduction will give you an outline of the “People helping people,” “Not for profit – Not for charity – But for service” path the world credit union movement has used to pull the poor out of poverty, from the grassroots up.  

The Risk Management (RM) workshops you’ll attend, have been written to help “you” and you alone to make the right choice on Election Day, November 3, 2020. Throughout the workshops and before you cast your ballot, you’ll be asked to focus on the most important “pure” risks you feel threaten your family, your freedom, and your independence, not to mention generations in your family yet to be born.

I’m not asking for you to agree with me. I’m only asking you to help us find some common ground on which we can mend our fences, and heal our wounds, while we pursue the American dream and keep America moving forward.    

My Introduction:

My Risk Management career starting at the University of Wisconsin, Madison campus in 1963. After graduating with a BBA in Risk Management – Insurance and Finance, I enlisted in the US Army and spent my entire tour of duty in Vietnam with the Military Assistants Command (MACV) from November 10, 1968 thru January 10, 1970.

It took me awhile to adjust back to civilian life, but in 1971, I was hired by the Credit Union National Association (CUNA Inc.) to travel the US organizing and teaching Risk Management through CUNA Inc. and its affiliated credit unions.

FYI: Once organized, credit unions form into local chapters, which are part of their respective State League, which subsequently makes them a supporting member of the Credit Union National Association (CUNA Inc.)

In 1934, credit union leaders met in Estes Park, Colorado and formed CUNA Inc., which is the US confederation of credit unions and then in 1935, CUNA Inc. met back in Estes Park and formed CUNA Mutual Insurance Society, specifically to provide, blanket Loan Protection and Life Savings insurance to every US credit union member, paid for by their credit union. In 1960, CUNA Inc. formed the Credit Union Mutual Insurance Society (CUMIS), a Property/Casualty insurance company, specifically missioned to provide credit unions with a blanket surety bond.

In 1971, CUNA Inc. joined with other credit union associations around the world to form the World Council of Credit Unions (WOCCU), at which time I was hired to work through both WOCCU and CUNA Inc. to organize and teach Credit Union Risk Management throughout the world credit union movement.  

Note: I share this credit union’ organizational history, because it’s the same “grassroots” organizational structure I’m convinced will work to deliver “blanket” cost effective and affordable healthcare and insurance for every American, from conception until natural death. It’s the same grassroots approach I used when I wrote my “Home-rule Healthcare and Insurance” cure for the socialist plague; originally titled: “Home-rule Healthcare and Insurance, the cure to the OBAMA-Care Curse.

In 1985, it became painfully obvious to CUNA Inc. that our staff in their Risk Management Department was catching too many fraud and scam artists working in the US credit union movement, to be representing their national trade association. It was then that our Risk Management Department was transferred into the CUNA Mutual Insurance Group (CMG).

I retired from CMG in June 2001 and, after the 9-11-01 terrorist attack at the World Trade Center, I brought together agents from the FBI and Secret Service, sworn law enforcement officers, and licensed private security professionals to organize “The Risk Management Learning Center” (www.RMLearningCenter.com), of which I’m the owner and CEO. Once organized, I contracted with CMG to work through their International department and WOCCU on a project focused on fidelity bond risks that were increasing in Europe, South Korea and the Caribbean.

Since 9-11-01, working through our FBI’s Infra Gard and PAWLI (Professional Association of Licensed Investigators) I’ve focused on the risks created by both international and home-grown terrorist.

*Authors Note: If you get nothing more out of my workshops, I plead with you to read the case study and do the exercise, I’ve written into the track titled “Trauma Management 101”. I’ve built in links that’ll lead you to the potential corruption tied to than Vice President Biden’s family, which in my opinion is just the tip of the iceberg. The only bright side of the “Witch-hunt” impeachment of President Trump is, if their dumb enough to take it into US Senate, as Paul Harvey would say, “You’re going to get the rest of the story.” If it gets to that point, my best advice use the links in this website to “Radio/TV Free America,” more commonly known as “FOX News,” fashioned after “Radio Free Europe".

”https://www.bing.com/search?q=radio+free+europe&form=WNSGPH&qs=LS&cvid=91a748240618450684f303d86683fce3&pq=Radio+Free&cc=US&setlang=en-US&PC=LSJS&nclid=481C8733EE6D525000528193202F0FF7&ts=1575577893394&wsso=Moderate

 

xxxxxxxxxxxxxxxxx

 

Trauma Management #101

My fellow Americans! I like to day that, so let me say it again. My fellow Americans, "Relax" I'm going to help you deal with the guilt you have, having voted for the wrong candidates in 2016, the fear you now have, knowing the far-left socialist vocal minority of our once proud Democrat Party, has wasted so much of our money and time trying to take down our duly elected Commander in Chief. Duly elected? You'll learn in another workshop, the value of our Electoral College.

But for now, there's little doubt, every red-blooded American heading to the polls November 3, 2020, has been traumatized by the far-left socialist wing of our once proud Democrat Party, who've tried and failed to impeach our duly elected President starting 18 minutes after he walked into the White House.

Tried to impeach him, bye the way, for doing his job, which is make darn sure our tax money and military support doesn't get siphoned off and used to pay board members sitting on a knowingly corrupt company in Ukraine. 

At a time in our country's history, when terrorists are smuggling rapped young women, infected with syphilis along with their intentionally infected Botulism babies across open fields along our unsecured borders into our democrat’ governed sanctuary cites, that are already hiding convicted felons, using social media to infect unsecured government servers being phished and farmed by foreign agents luring the angry vocal minority in our Democrat Party into believing whatever it was someone thought they heard someone say about what they heard someone overhear, during a telephone conversation our Commander in Chief was having with someone in Ukraine about, according to the whistle blower, who’s not a whistle blower, thinks he overheard our Commander in Chief saying when he was talking to someone about former Vice President Biden’s son getting $85,000 a month sitting on a board of a Ukrainian company under investigation for corruption.

There's no wonder why we all fear what they'll do next if reelected. There's no wonder why we feel our government, along with our lives are out of control.   

We first have to figure out why our Commander in Chief should be concerned about a Biden family member sitting on one of the most corrupt companies in Ukraine?  The same  Ukrainian company our then Vice President Joe Biden, father of a guy who got divorced after having an affair with his diseased brothers wife, before he got thrown out of our Navy, openly bragged he got the lead prosecutor fired for investigating his son, brother of Kerry, who has her own rap sheet, and cousin to Carolyn Biden who also has a rap sheethttps://nypost.com/2017/06/09/joe-bidens-niece-dodges-jail-after-100k-credit-card-scam/, and cousin Jill, Ashley Biden Krein, who also has an interesting reputation hhttps://nypost.com/2009/03/30/parties-pot-in-ashley-bidens-past/

Considering Bill Clinton secretly gave North Korea $5 billion, which on the only bright side got me sent to work with the South Korean Credit Union movement, convinced Little Rocket Man's ole man could be bought off, and Obama secretly gave Irane anothr $5 billion plus pallots of laundered cash, while they chanted "Death to America", I ask you, who voted these democrats into office? It's time we hold them accountable for traumatizing just about every taxpayer in America.

Do you want to learn more? Read Peter Schweizer's book, Secret Empires: How the American Political Class Hides Corruption and Enriches Family and Friends,” https://nypost.com/2018/03/15/inside-the-shady-private-equity-firm-run-by-kerry-and-bidens-kids/

Now let's get busy curing American of the trauma inflicted by the far-left socialist vocal minority in our once proud Democrat Party.

For more RM information contact your league Director of Education:

  • Hurricane Tutorials built during Wilma, Rita, Ivan, Katrina, etc.

    R&D Library Follow-up Support RM R&D Dept. Curriculum

    RMLC LobbyRM White PapersCredit Union History

 

Page down to return to Operation "Thumbs UP Wisconsin"

 

 

 

Deep Throat Files # 702

 

 
 We have to stop the stealing of the election. Victims of socialism around the world are begging America to stop the stealing of the election. You can find many of the posts at www.misinformationpandemic.org . Click on Yugoslavia or on this extended link at:  https://www.youtube.com/watch?v=ixBsVodyJP0&fbclid=IwAR0EBMesw8TFrxZGLcM_w2m_0043HvIVekKuBU-d8wHwUctH-KYWKNbp-5U

 

Click on Yugoslavia for a warning about the most important risk we'll have to manage throughout 2021!

Click here to access my "Deep-throat" files.

 Click the link below to

Click: https://www.youtube.com/watch?v=kqwQgd3hNz0 and you'll learn it was Antifa NOT Trump supporters who caused the damage at the Capital during the Rally in Washington.

Click: https://www.youtube.com/watch?v=kqwQgd3hNz0 and you'll learn it was Antifa NOT Trump supporters who caused the damage at the Capital during the Rally in Washington.

 

Don't let those who voted for Biden/Harris tell you they didn't know about Hunter, before they cast their vote. Don't let them tell you they didn't listen to Tucker Carlson's interview with Tony Bobulinski. Send them this link, if they say they missed it. (https://www.google.com/search).

Link to documented evidence of election fraud:  https://got-freedom.org/evidence/

Root directory titled: www.misinformationpandemic.org

Inconvenient Truths by Jennifer Zeng 曾錚真言 

Di Dongsheng: Opening Up Financial Sector as Goodwill to Biden as We Can’t Fix Trump Via Wall Street

Inconvenient Truths by Jennifer Zeng 曾錚真言 

Jennifer's Twitter Account 曾錚推特https://twitter.com/jenniferatntd
Jennifer's Facebook Page 曾錚臉書粉絲專頁

https://www.ntd.com/election-fraud.htm

https://www.ntd.com/pastor-urges-americans-to-take-action-against-alleged-election-fraud_547506.html

Inconvenient Truths by Jennifer Zeng 曾錚真言 

Inconvenient Truths by Jennifer Zeng 曾錚真言 

Jennifer's Twitter Account 曾錚推特https://twitter.com/jenniferatntd
Jennifer's Facebook Page 曾錚臉書粉絲專頁

https://www.ntd.com/election-fraud.htm

https://www.ntd.com/pastor-urges-americans-to-take-action-against-alleged-election-fraud_547506.html

Pastor Urges Americans to Take Action against Alleged Election Fraud

A pastor and congressional candidate is urging Americans to take action against alleged election fraud. He says the president can’t fight this battle.

Link to documented evidence of election fraud:  https://got-freedom.org/evidence/

 

 

 

 

Facebook Dump

Uploaded from my "Rich Woldt" Facebook account!

 

I'm not a big social media buff. I consider it a colossal waist of time. However, it has it's place and offers a sometimes restricted way to spread your "Risk Management" message. Below are unedited posts I've made during the 2020 presidential election: Take them for what they're worth.

January 18, 2021

I shut down my computer and turned on TV to the Biden/Harris negative adds about Ron Johnson and Mike Gallagher. That just shows they have more money than common sense, not unlike every other socialist trying hard to spend other people's money. Fact is, they're running scared. Once they have to run on their record, they're going to be SOL. You have to be over 70 to know what that means.

Ron is hot on their trail and Mike just won his race with an overwhelming majority. If they're smart, and they're not, they'd be well advised to leave our Marine alone. Once a Marine - Always a Marine.

Here's an example of what Mike brought to this last campaign. It may take two posts to put it all up, it's two pages. Mike's a good man, a Marine and someone who'll always lookout for his constituents, from conception until natural death. Now I'm going back to my TV. This Facebook stuff sucks. Here is the first page of the resolution that was part of Mike's campaign. I'll post page two after this post.

God Bless! We have one tough to row coming up in the next four years.

 

January 17, 2021

I know I said I was going to be on R&R until April, but for God sake, even the Washington Post has come out admitting the attack at the Capitol was planned and known to the FBI, actually weeks before the Rally and IT WAS NOT triggered by comments made by President Trump.

Also, any of you who've taken my "Introduction to the Incident Command System" know that even with a small scale event "Mutual Aid Agreements" between law enforcement agencies as well as levels of law enforcement response assets are always pre-staged ready to respond within minutes.

Nancy Pelosi, who as Speaker of the House and responsible for security based on the anticipated event specifically turned down staging the National Guard, because in her words it would send the wrong message to the world.

Fact is, folks the left set the President up knowing "scope-creep" during the the Rally was bound to break through their perimeter security. Wake up America, AOC and the far left are coming out full force to take down any congressmen democrat or republican who stands in their way. I will be making a few more posted visuals from me, to make my point and I'm back on R&R. See you in the spring.

Stay safe, stay home and don't forget to email your Best Practices to get through the COVID 19 pandemic to: bestpractices@RMLearningcenter.com

 

January 16, 2021

FYI: They just blocked all Twitter accounts of the friends and family members of Republican Party County Chairs and to underscore what we're now up against, Google the ANTIFA dot com website and you'll end up at the Biden/Harris campaign headquarters.

I told all you Trump hater's what you were voting for would destroy our American dreams., but you wouldn't listen.

Google how much the democrats vs. the republicans spent on TV ads during this campaign and you'll know how they were able to run four times more adds to lead their followers like sheep to the slaughter.

God Bless, stay safe and remember, you can also send your Best Practices to take back our country from the socialists now in power to bestpractices@RMLearningCenter.com.

January 15, 2021

If you're reading this, it means I had to take all my "Thumbs-up" websites down (www.thumbsupacrossamerica.com, www.thumbsup2Trump.com, www.thumbsupacrossWisconsin.com ) as it became too dangerous once the Biden/Harris votes were certified and the successfully stole the election.

  • To put it mildly, “We are so screwed!” now that the democrats have stolen the election and pulled off the second impeachment of President Trump, and landed Biden’s back into the Washington swamp.
  • And, now that they’ve taken control over both the main street media and virtually all social media outlets blocking anyway for us to  fight back
  • and now that they can block constitutionalist from defending our constitution and threatened judges who dare stand in their way
  • and now that they’re poised to defund our police, disarm our citizens, while they quietly cover up and conceal the Biden’ family corruption that sold us out to the Chinese
  • and now that they’ve embedded homegrown terrorists deep within our technology, transportation, healthcare, steel and automobile industries,
  • and now that they’ll soon be opening our borders to allow drug and human trafficker’s a path to our inner cities
  • and now that they’ve masked up America making us sitting ducks for the next strain of the virus,
  • and now that they’ve sold out our country to the Chinese the only thing we can do is secure our perimeter and get ready to fight back.
  • So, why did the minority convince so many to follow them so far left.

  • How did they Violence, whether during the protest over the stealing of the election or during the BLM protests that burned down our inner cities, tore down our statues and murdered our police? That isn’t who we are.
  • Please, Please, if you're going to any state capitol to protest, please, as President Trump asked, keep it peaceful and don’t allow anyone to escalate the protest out of control.
  • If they do succeed, we’ll all be dragged into the socialist trap.
  • No matter how honorable your intentions, you’d be wise to know your enemy and how they think, before your pulled into a trap. Who’s our enemy?

 

January 10, 2021

For a smoking gun on voter fraud, click here or on: https://rumble.com/vchyn1-italian-job-and-americas.

For more documented evidence of voter fraud, go to: www.misinformationpandemic.org

We have to STOP the left from trying once again to impeach our President in the last few days of his first four years. They're only trying to stop him from running against them in 2024. The left said, even before he stepped into the Oval Office four years ago: "If we don't impeach him, there is no way we will beat him in the polls.

The first three year effort to impeach him over a telephone call cost us over $48 million, or was it $480 million, and endless hours of wasted time, while President Trump was busy taking care of business, securing our borders, growing our economy, ending wars and taking back our automobile and healthcare industries from overseas. Industries Obama/Biden sold out to China.

Don't you remember, Obama telling Russia: "Wait until I'm reelected to bring up reducing the nuclear shields protection western Europe and Biden selling off 20% of our Uranium to Ukraine and then withholding $1.2 billion from Ukraine until the fired the Prosecutor hot on the trail of Hunter as Hunter and Frank Biden lead the corrupt family enterprise in China?

Now Biden/Harris have already taken over Facebook, Twitter and U-Tube, to block anyone who supports President Trump, including over 75 million who voted for him in what's been documented over and over again as a stolen election involving corrupt Biden/Harris accomplices around the world. Follow the link I posted above.

For God sake, stop them from impeaching our only chance to save the world from a Biden/Harris/China communist take over. No one is saying the damage done at the capital was in anyway justified, but it only shows how convinced the vast majority of Americans are that the future of our country, our freedom and our independence are all on the line.

Don't do it for my sake. Do it for your sake and the future of your family. Stop the impeachment or our American dreams will be lost forever.

Pelosi condemned President Trump tonight for firing up the thousands who came to Washington from all across the country and she is not wrong, but those thousands came across the country in busses overnight to stop the steeling of the election.

We are all, democrats and republicans on the verge of being taken over by the socialists who commandeered the democrat party platform and now they've taken away our freedom of speech. Stand up and fight NOW. Stop the impeachment of President Trump. Everyone knows it has everything to do with his success in draining the swamp and nothing to do with any "Trumped-up" threat he hypothetically posses and everything to do with, "If we don't impeach him, there is no way we'll ever beat him at the ballot box.

You're witnessing a socialist takeover our our democracy. Please do what you can to stop them or, well if you're not convinced by now, you deserve the blame the world will give you for what you're about to do.

 

January 9, 2021

If you're reading this, I've succeeded in getting my Facebook page back up. The Biden/Harris democrats have already launched a nationwide mission to block all conservative voices, to include FOX News anchors and their employees as well as the Walkaway organization and their employees to include all conservative Facebook pages, to include friends and family members of all related Facebook, Twitter and U-Tub users. Apple is starting to remove all apps to block anyone from accessing conservative news outlets.

My page was blocked as was a number of other conservatives I know in Wisconsin. Walkaway has opened www.Clouthub.com to get around their efforts. But since yesterday the Biden/Harris democrats are going full bore to block anyone connected to the Trump administration.

I'll be following this post with other links you can use to get around their assault on free and open speech. This is just the beginning of socialism in our United States.

Their efforts to block all access through Facebook, Twitter and YouTube is so they can mobilize their base to impeach President Trump. They have to get 11 in the House to vote impeachment so it gets pushed into the Senate they'll control after January 20th. They'll then be able to impeach him with only a senate vote so he'll not be able to run again in 2024.

Do what you can to convince your representatives on both sides of the aisle to stop them. If we fail to stop them, as I've been saying all along, our country, our freedom, our independence and our liberty will be lost forever.

January 7, 2021

I'm sure you all know this by now, but Facebook, Twitter and U-Tube have all block the accounts of the President of the United States. That in and of itself should tell you who the Biden/Harris administration is and what we're all now subject to for the next four years.

May God forgive those who voted for them. I doubt the rest of the world will be so kind.

Click here for a log of my "Rich Woldt" Facebook posts: Read my January 4th through January 7th posts.

 

Dateline January 5, 2020:

Again, I'm out of here. This living with a target on my back is getting old. But, I'd be remiss if I didn't do what I call a "Risk Management Recommendation data dump". If we loose the senate in Georgia, all bets are off and the Biden/Harris socialists will be in a position to destroy our democracy. We know they've been using Facebook, u-Tube and social media accounts to recruit and embed terrorist in our schools and universities.

Why do you think Obama/Biden wanted to move captured terrorists into New York prisons and prosecute them in our US court system. A court system now full of judges they can threaten and intimidate? Our jails and prisons are prime targets for corrupt politicians and terrorist organizations. What better place to recruit then out of the pool of the Trump hating social media crowd willing to lock their kids in the basement where they can be recruited over encrypted links run right of China and North Korea.

Once your kids are lured into child pornography via the encrypted links, they're set up to be extorted for the rest of their lives. There is no group of Americans more vulnerable to terrorist' recruits than the Trump hating social media crowd willing to defund our police, tear down our history, abort our babies and vote for Obama/Biden and now Biden/Harris. Now that they've taken over the main street media and most social media outlets, they're in a position to capture the hearts and minds for generations to come.

Following are RM recommendation that can help safeguard you and your family going forward. You can upload these off www.misinformationpandemic.org.

Use DuckDuckGo instead of Google for your searches. DuckDuckGo respects your Rights and intelligence - does not collect your data and does not manipulate search results.

Use Rumble instead of YouTube. YouTube censors. Rumble does not abuse your Rights and respects your intelligence.

Use MeWe instead of Facebook. Facebook censors and thinks they own you. MeWe respects you and your Rights.

Use Parler instead of Twitter. Parler respects your Rights and will not deplatform you. Twitter wants to decide for you which speech should be free.

FOR GOD SAKE. PLEASE GET OUT THE VOTE IN GEORGIA TODAY FOR BOTH REPUBLICAN CANDIDATES.

Dateline January 4, 2020:

Keep an eye on www.misinformedpandemic.org over the next few days as victims of socialism around the world are uploading videos begging America to stand firm against the socialists who've stolen the election.

Page down to the bottom of their page for the latest. For example: Look for this picture and click on this link out of Yugoslavia.

https://www.youtube.com/watch?v=ixBsVodyJP0

 

January 6 Trump's speech at Rally

OK! I'm still here, because I was asked why Trump's speech at the Rally has been purged from my website.

All I can say is Google it yourselves as I think u-tube and Facebook have purged it off the internet. Why? Because Trump went over highlights of the election fraud, like in Detroit over 110% of registered voters voted and in PA. close to 1000 voted after they died, with a percentage requesting absentee ballots. Or the trucker who hauled a trailer of already completed ballots to a warehouse the week before the election or states who allowed campaign workers to collect ballots at nursing homes, or how the Dominion voting machines stopped registering votes after Biden was ahead (I had that documented on my website, but it was taken down) etc. etc. etc.

Did you Google map the return address for your absentee ballot? Many went to boxes at undisclosed locations under the control of the Biden/Harris campaign.

Try to Google Trumps speech at the Rally and if you can find it, listen to it from start to finish. Find it posted by the main street media and compare it to one, if you can find it, posted by Fox News. You'll find it's been edited to take out anything offensive to the Biden/Harris campaign.

I've been trying and this is the only un-edited version I could find, but watch it quick because they've blocked it off my website. Here it is: https://www.youtube.com/watch?v=Ru0LbdU1oOQ

Now, I'm out of here. See you in the spring. God Bless and stay safe and DON"T tell anyone I voted for President Trump.

January 6 ANTIFA

As for those questioning whether or not ANTIFA was involved in the rally. Google "ANTIFA Trump Rally in Washington January 6. Or try to click on: https://www.youtube.com/watch?v=kqwQgd3hNz0.

As for the Republicans who caved not because congress didn't have legal standing to turn over the election, but because they've been never-Trumper's from the start? That only proves we have to join together, democrats and republicans during every campaign and choose the candidates that best represent our American' values.

Remember: I've sat on both ends of the political spectrum over my 75 years and I've made a fool of myself more than most. Go to my website and listen to the young lady from Yugoslavia, set aside your party allegiance and lets all meet in the middle and have an honest debate during the next election.

Go to any of my websites and read my "Orders of Engagement." The first order is: "Never shoot to kill the other person on the other side of a political argument, because sure as God grows little green apples in Door County, you'll both be on the same side of the fence during the next campaign.

God Bless - Keep Safe, and I'm moving on

January 7 Peace Lutheran Church

Knowing Obama/Biden sued the Little Sisters of the Poor for not performing abortions ordered by Obamacare, I know for a fact that the vast majority of Lutherans across the country joined Catholics for Trump and Jews for Trump to stop Biden from getting back into the swamp.

To those Lutherans who voted for Biden/Harris, Lutherans around the world are asking: "We told you so, for God sake why didn't you listen?"

 

January 5, 2021

Relax! This is a politically friendly post. I was asked how I’m feeling about the past election.

Well? Do you know how you feel, when you’re on a bike, going down a steep hill, back-peddling as fast as you can, and realize you have no breaks? Or when you’re leaning back on your bar-stool and you reach that point of no-return? That’s how most Americans feel now that Biden/Harris are heading back into the swamp.

So what do we do? What-the-hell, we may just as well take our feet off the peddles and enjoy the ride; may just as well fall back for a while and watch what Colonel Klink is going to do, when he gets to the Russian front.

Their efforts to impeach the President, during his last few days in office, is nothing more than a diversion, while they shred the evidence from what’ll be proven to be a stolen election. But, relax! We have more evidence than we need to prosecute and convict and we’ll be collecting more as soon as we tie down all those who voted more than once.

If you’ve Googled “Alinsky’s 8 Rules for Radicals” you know why the left has controlled the main-street media for years, and now you’re witnessing, in real-time, the take-over of our social-media outlets, to include Facebook, Twitter and YouTube, largely thanks to the billions of dollars all three donated to their campaign.

So what are we going to do? We’ve already launched a number of alternative social-media platforms that’ll be owned by “We-the-People,” and Risk Management steps have been taken to guard against their embedding their operatives within any of the organizations.

We’re also in the process of launching Risk Management websites that’ll be immune from intimidation, because no one will know who’s running the sites nor from where our next assault on their corruption will be launched.

So, for now, let’s allow the dust to settle, stand-back and watch them milk the progress we’ve made in four short years to "Make America Great Again," and then we’ll together, democrats and republicans, get back to draining the swamp.

Until then, smile at them and say: “You made your bed, have fun sleeping in it! You tried to kill our democracy! Prepare to die!”

God Bless – Keep safe, and once again: “Bye for now!”

 

 

COVID 19 Best Practices

 
 
The "Best Practices" used to get through the COVID 19 pandemic are rolling in from around the country. The latest based on our Trauma Management workshops expands the use of debit/gift cards to "Cap" and "Close" the traumatic event such as learning you've been diagnosed positive with the virus.
The best practice recommended was for members of a peer group, baseball team, school band, etc. to shop together sending a message that we all are aware of your predicament (Capping) and we're sending gift cards (Closure) to be used as you see fit (Rebuilding a sense of being in control). We're all planning a team pizza party the week after you get out of quarantined (establishes a goal to look forward to, which makes keeping in quarantine a bit more bearable.

 

On that recommendation to use a Tracfone, talk to someone who has one as I'm having trouble using my landline. Ask them for their recommendations and don't hesitate emailing their best practice to bestpractises@RMLearningCenter.com. Their experience may prove to be our best practice.
Another "Best Practice" recommended using Tracfones to keep a grandparent or fellow school mate in contact with friends and family. They strongly recommended avoiding any plan that creates an on-going expense, that's why Tracfones were recommended.
They also recommended purchasing lower minutes and more cards than one card with many minutes. The reason is with each card they add three more months to the phone. If you purchase one card, most people will have a hard time using the minutes before their time runs out.
They strongly recommended the least expensive phone, I guess so it's limited to calling out and receiving incoming calls and texts. That being said they recommended the phone not be used to answer tell-a-marketing calls, because once they have your number you loose the "sense of being in control" over the phone.

xxxxxxxxxxxxxxxxxxx

In an effort to move on and put all this political banter behind me, I'll be focusing on our Risk Management Learning Center mission to get us all though this pandemic. Over the next few weeks I'll be updating the RM tutorials and launching our normal publications based on "Best Practices" reported from across the country and around the world.
With that in mind, I've put the word out to our Credit Union Risk Managers to start reporting the best practices they've seen since the pandemic hit the US now over a year ago. Email all your best practices to: bestpractices@RMLearningCenter.com. As we do after hurricanes, earthquakes, tsunamis, etc. we'll post a "Best Practices-COVID-19" report in our RMLC Library. You're all welcome to download past reports any time you want. While they're copywritten, they're free to be used as you see fit.
Two "Best Practices" we received lately include: A group of RV owners got together and offered their campers and RV's to frontline workers (Doctors, Nurses, EMT, Police etc.). They simply parked them outside homes with the refrigerators full of food. It allowed essential workers a place to socially distance, yet be close enough to their families if they needed help. It helped reestablish the much needed "sense of being back in control." Review our tutorials on "Trauma Management" and come up with your own best practices in your community. Please remember to email you're good ideas to: bestpractices@RMLearningCenter.com.
Another best practice involved calling a family who just found out they tested positive and have them order pizzas and then call the pizza place and pay for the order over the phone. Don't forget to Include a tip for the delivery guy and encourage him to pass on the idea to other customers. This is something you can do for friends and family and those in need anywhere in the world. Again, study our handouts on Trauma Management. The idea is to reduce the victim's guilt, fear, and sense of being out of control. One guy set up pizzas to be delivered every Wednesday night for a month, or until the family was back to work. Simply scheduling a predictable delivery of food, helps victims relax and spend their time looking forward to a fast recovery.
That's it. I'll post when our RMLC Best Practices manual is ready for publication. Until then, stay safe, mask-up and social distance and don't take life nor me too seriously, it'll only keep you from moving on.

 

 

 

 

 

Words of Wisdom from our Founding Fathers

 

 

Abraham Lincoln said, “America will never be destroyed from the outside. If we falter and lose our freedoms, it will be because we destroyed ourselves.”

Thomas Jefferson said, “To compel a man to furnish funds for the propagation of ideas he disbelieves and abhors is sinful and tyrannical.”

Barack Obama said:

“I can make a firm pledge, under my plan, no family making less than $250,000 a year will see any form of tax increase. Not your income tax, not your payroll tax, not your capital gains taxes, not any of your taxes.”

“I will cut taxes for 95 percent of all working families, because, in an economy like this, the last thing we should do is raise taxes on the middle class.”

FACT: Obamacare was not passed as a healthcare law, but only passed after the Supreme Court ruled it, by one vote, to be a tax. The largest tax in US history.

Ronald Reagan, a long time Democrat and union President said:

"The only difference between democrats and republicans, is when republicans are buried in a tunnel of debt, they dig toward daylight, while democrats dig longer tunnels"

Ronald Reagan also said,

“Government exists to protect us from each other. Where government has gone beyond its limits is in deciding to protect us from ourselves.”

Fact: Check out the rise in our national debt while Obama/Biden were in the White House, and check out Wisconsin's debt structure under Doyle compared to when Walker was in office. Check out Wisconsin's debt structure now that far-left leaning, socialist thinking, in everyway incompetent Tony Evers has been at the helm. Wisconsinites only wish we could have Walker back in Madison.

Go to www.RMLearningCenter.com and read my letters to Congress relative to the socialists take over of our healthcare and insurance industry. God help us if Biden gets back into the swamp.

 

 

 

 

 

Seven "lessons to remember"

 

Orders of Engagemnt

We're all in the life together so please curb your hate and remember the seven lessons I learned years ago! I consider these our "Orders of Engagement":

 

Never vote until you've "listened" to both sides of an argument!

Lesson #1 - A wise Town Chairman warned me to:

"Never shoot to kill the guy on the other side of a political argument, because sure as God grows little green apples, someday you'll both be on the same side of the fence. His wisdom proved out many times over the years.

Lesson #2 - God gave us the "Ten Commandments."

You know, "Thou Shall NOT kill your baby before or after it's born." The US Constitution and the Bill of Rights, simply acknowledge that we have rights given to us by God, among them are life, liberty and the freedom to carry whatever gun we need to fight off an overly intrusive Federal government.

Before attending the first workshop, reread our US Constitution and the Bill and Rights. Google "US Constitution - Bill of Rights" or click here for a copy you can read online.

Lesson #3 - The President of the United States of America has two primary responsibilities: 

The primary duty of our President is to focus first on our national security, and than our nation's economy. Please remember that, when we benchmark the Trump/Pence and Obama/Biden administrations as well as our current US Congress.  

Lesson #4 - Neither Democrats nor Republicans have all the right answers:

Neither political party has all the right answers, so we'd be well advised to mend our fences, get along, and together move America forward.

Lesson #5 - America thrives on a three Party system:

In America, we need a strong and independent Democrat Party, a strong and independent Republican Party, and a loose knit Party of strong and independent voters, all willing to fight to the death to preserve our freedom and independence. Ask any veteran, what's worse than dying for something in which you believe, and they'll tell you, it's living without your freedom and independence.

Lesson #6 - We need to elect our Presidents, the same way corporate America hires their Chief Executive Officers (CEOs)

In corporate America, successful CEO's, when hired, are given a guaranteed five year contract, so they're free to bring a new and creative, often a high risk taking management style into the company that'll weed out those who aren't pulling their weight, so the company will expand and reach new profit goals set by the Board of Directors.

At the same time, the CEO submits a "Mission Statement" establishing his 5 year goals for the corporation, along with a Strategic Action Plan (SAT) that outlines what he will accomplish each year, on his way to attaining the corporate goals. At the end of each year, the Corporate Board of Directors "benchmark" his/her progress and rewards him/her accordingly, usually with a hefty bonus, if he's kept the company on target.

We the voters should approach the polling booth, having done the same due diligence, when it comes to benchmarking Congress and Donald J. Trump's four years in the White House. During his first term, voters should have been regularly "benchmarking" his progress to secure our borders, create jobs, and grow our economy. If he has lived up to his promises, and he has, voters should be willing to go to the polls on November 3, 2020 and reward him with a second term in office. He's given us one of his mission statements, namely to land us on Mars in the next ten years. Let's make sure we don't all end up in the middle of the Potomac. We deserve better than that. 

Lesson #7 - You'll never find an atheists on the front lines.  

We need people of all faiths to stand-up and vote: "Click here and watch this short video, before you vote on November, 3 2020?"

Lesson #8 - Never stop praying! It's good for body and soul!

Rich Woldt - CEO The Risk Management Learning Center 

 

 

 

©2005 All Rights Reserved
 
This web site is published by Rich Woldt. For more information and the latest and greatest Risk Management support email Rich@RMLearningCenter.com or call 608-712-7880.